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My Word for 2021

Family Balance Sheet

I wanted to reduce our non-mortgage debt, my clutter, my distractions, my impact on the environment, and my consumption of sweets. After writing some financial goals that had a lot to do with researching topics, such as retirement and college savings strategies, I realized that maybe my word for 2020 was READ. But 2019 was different.

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Graduates – Use Summer to Learn How to Avoid College Fail Points

Prairie Eco-Thrifter

If you are going on to college in the fall, don’t let summer roll by without doing some preparation work to help you avoid typical college fail points. Talk to any alumni you may know (hint parents, cousins, that kid that went off to college last year) to see what they know about it. Read up on what colleges may offer.

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Meet a Reader | JenRR from the Midwest

The Frugal Girl

I’m 47, married, and living amongst the cornfields in a college town in the Midwest U.S. I’ve been an architect, day-care teacher to toddlers, and library clerk, but am currently a SAHM to a 14yo son and 9yo daughter. Another big win would be taking advantage of our great public library system. Enjoying some outdoor time.

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How I Saved Thousands of Dollars on College Textbooks

Prairie Eco-Thrifter

I was in college for five and a half years for a four year program prior to graduating, and I paid my way through the whole thing. I learned quickly that the costs add up and that budgeting is of utmost importance if you want to graduate without thousands of dollars worth of debt. Which I did want to do. However, the.

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Meet a Reader | Biker Liz

The Frugal Girl

Can’t believe I live here – a lake near my house Because I’ve lived so many different places, I’ve seen first-hand how good use of available resources can really improve overall community experiences, such as community gardens that utilize city-wide composting programs, to libraries, cycling infrastructure.

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My 2020 Financial Goals & A Recap of 2019

Family Balance Sheet

My word was REDUCE: Non-mortgage debt to zero. There were hits and misses on this list, and many are things that I will continue to work on, but let’s recap: 1 – Reduce non-mortgage debt to zero. We’ve been working since 2013 to pay off a boat load of non-mortgage debt. clutter/stuff that we don’t need.

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Meet a Reader | AF in Virginia

The Frugal Girl

The weight of debt can be so heavy mentally in addition to the direct effects of it. In my area, the amount of free beautiful parks, nature centers, museums, national monuments, free concerts, kid programs at the library, things to rent at the library (books, ebooks, Kanopy, tools, toys, board games) is so wonderful!

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