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Meet a Reader | JenRR from the Midwest

The Frugal Girl

I’m 47, married, and living amongst the cornfields in a college town in the Midwest U.S. After I had kids, I swapped that time to growing all sorts of interesting heirloom foods in my backyard. I designed everything, built the cedar beds from scratch, put up wire fencing, built vertical growing structures, and hauled in the soil.

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5 Books with Insights that Changed the Way I Think About Money

Prairie Eco-Thrifter

When I was growing up, my ideas about money were limited. We have to pay for maintenance and property taxes and the interest on the loan. These costs are are only partially offset by the fact that, in the United States, I get a tax deduction for some of them. Get a good job. Buy a house, since it’s an investment.

Money 237
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A Goal Without a Plan is Just a Wish

Family Balance Sheet

On top of our normal day to day expenses, the new property taxes were due, we had more ownership expenses than we realized, and we had a family to feed. When my own parents were the age that I am now, I was graduating from college. I wasn’t sure how I was going to pay for everything that month.

Goals 100
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How I’m Managing our Family Budget during the Pandemic

Family Balance Sheet

I’ve shared before that April is the most expensive month of the year for us because our homeowners/auto insurance and property taxes are all due, along with any federal or state taxes that we might owe. I connected with some college friends via Zoom for a happy hour. Fortunately, we won’t be driving much.

Budget 246
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Meet a Reader | Mary from Reflections Around the Campfire

The Frugal Girl

When my brother and I were growing up, our parents didn’t have much discretionary income. I learned from the best, but I believe that a personal finance course should be a requirement for both high school and college graduation. Alan and I, by choice, bought land in an area with low property taxes. That’s not right.