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Is It Worth It To Purchase Insurance For Your Smartphone?

Prairie Eco-Thrifter

So, when it comes to making the ultimate decision about whether or not you should purchase insurance for your smartphone , here are five main things to consider: You Probably Won’t Even Need It. When people pay more than a few dollars for something and they use it on a daily basis, they tend to be pretty careful.

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Time Is Money. Or Is It?

Prairie Eco-Thrifter

If time is money, then people who work more hours should make more money. Time is only money if that’s how you chose to structure your income, around an hourly rate. Sure, some of us make higher hourly rates than others, but as long as the payment structure remains attached to time, it is limited.

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A Case for Starting an Online Business on the Side

Prairie Eco-Thrifter

You can use what is in your head (your brain!) You don’t need to build a brick and mortar store, staff it, buy equipment or really spend more than $100 to start a business, if you do it online. You may find yourself making more money online off of your business than you are at your day job.

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Find out How Drew & Farrah Paid off $200k of debt, including their HOME

Family Balance Sheet

Drew has a side website company and live event production called Ask Drew How. Once we got married we realized we have great jobs and a great income, but where is all the money going? We looked around and saw people making 4x what we made, but they were upside down too… So we said there has to be a better way. What am I good at?

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Things to Consider Before Investing in Real Estate

Prairie Eco-Thrifter

Know beforehand if you plan on making money off your real estate via rent or capital gains. Will I make more money off of rent, or more money off of the increase of the value of the land? So don’t expect to double your money overnight from real estate.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

If you are self-employed, work for a company or in an industry that is unstable, or maybe you or someone in your family has medical issues, you might want to save 6-12 months of expenses. Now go through the list and really ask yourself if you use or need all of it. A lovely sectional that we no longer used and sold for $400.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

If you are self-employed, work for a company or in an industry that is unstable, or maybe you or someone in your family has medical issues, you might want to save 6-12 months of expenses. 2 – Decide where to put the money. We use an online account like, Capital One 360 (my referral link). It is NOT a spending account.