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The Easiest Ways to Save Money on Household Expenses

Prairie Eco-Thrifter

Now is the time to watch every penny that you spend, so that you can purchase more in the same budget or even better, put that money in emergency funds. Though using coupons certainly helps, there are other ways too. Reduce Your Insurance Premiums. Insurance is costly. We know that times are tough.

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How We Frugal-ed in June 2023

Family Balance Sheet

At the time, Bed Bath & Beyond was going out of business and Big Lots was accepting their coupons, so we scored an additional 20% off discount. I also opened another Capital One 360 account for our emergency fund that was also sitting in a zero-interest savings account. In total, we have made $250 in interest since April.

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So here’s what I got.

Saving In Akron

This all goes back to having an emergency fund and paying yourself first. My husband spent 8 months of those two years unemployed and looking for a job because we could no longer afford our health insurance. My family would not have survived without that emergency fund. Anyone can do this.

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How We Paid off Six Figures of Debt

Family Balance Sheet

When I first approached him about paying off these debts early, he said to me, “it’s not going to happen by clipping coupons. As part of his baby steps, he does not advocate contributing to retirement until after you’ve paid off non-mortgage debts and saved 3-6 months of expenses in an emergency fund.

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