Credit Cards Debt Finance Office 
Family Balance Sheet
APRIL 9, 2021
Many years ago, my husband and I faced what we thought was an insurmountable hurdle– six figures of non-mortgage debts. Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. But Dave Ramsey’s view of debt is very different. Debt is Dumb and Cash is King.”. “…and
Family Balance Sheet
MAY 6, 2020
For many households, their finances and budgets are in limbo. My family’s finances have also been affected. How Our Debt Freedom Plan Prepared Us for the Pandemic. I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive.
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Family Balance Sheet
FEBRUARY 6, 2021
January 2021 was a month of extremes in my family’s finances. We’re converting our basement to a family room area and the original family room (in the pic above) is becoming a home office. Credit cards are a tricky subject and we pay off the balance every month, so I will write more about this soon.
Prairie Eco-Thrifter
FEBRUARY 3, 2014
I wonder if that could be part of our national debt problem. Grant also did poorly in personal finance. He ended up hundreds of thousands of dollars in debt and only salvaged his estate by selling (after his death) his civil war memoirs. In more recent times, President Truman also did poorly on the personal finance front.
Family Balance Sheet
MARCH 19, 2014
Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. We didn’t have credit card debt, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%, so we thought we were doing okay. “Debt is Dumb and Cash is King.”
Family Balance Sheet
SEPTEMBER 21, 2015
We carried no credit card debt and we contributed to our retirement. Our small business was going well and we said so long to renting office space and purchased a commercial property. We had a lot of debt, not enough cash flow, and very little set aside for emergencies. Prior to that, we thought we were golden.
Family Balance Sheet
JANUARY 29, 2015
A few weeks ago, my husband and I had an intense discussion about finances. Why are we jumping through these hoops to be debt free? WHY do we want to be debt free? They see my husband working long hours at his office. They watch us have long discussions about the business and our finances. Dave Ramsey. Dave Ramsey.
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