Family Balance Sheet
APRIL 9, 2021
We didn’t carry over credit card balances, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%. We agreed that credit card debt wasn’t very smart, but a car loan? But $1000 was not nearly enough money to cover sudden emergencies in both our home and business.
Family Balance Sheet
MAY 6, 2020
Our emergency fund. I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. We reduced our spending where we could, but the money to pay any shortfall each month came from our emergency fund.
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Motherhood Moments
MARCH 4, 2023
One of the most effectual ways to secure your financial future is to invest in your education and career. Automating your savings towards an emergency fund makes this process easier and less painful. on your credit card. Make smart choices with credit. Invest in yourself. Save for a rainy day.
Penny Pinchin' Mom
JANUARY 16, 2024
Educate Yourself “Truthfully, probably 95% of Americans are financially illiterate.” − Suze Orman – Women & Money (and Everyone Smart Enough to Listen) Financial literacy is probably the most important bit of education that can help get you from where you are to where you want to be financially.
Family Balance Sheet
AUGUST 11, 2016
The cost of college education is crushing and many parents feel compelled to assist or pay for the entire tuition. Start Saving for your Emergency Fund TODAY! If not for that fund, we would most likely have used credit cards to survive. That emergency fund saved our business, our sanity, and our marriage.
Penny Pinchin' Mom
MARCH 11, 2024
“The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates a sense of order, trains forethought, and so broadens the mind.” Munger so aptly puts it, learning how to save money fast is an education in and of itself. ” – T.T. Munger As T.T. It’s an actual need.
Saving Cents With Sense
MAY 26, 2014
Most people want to get out of debt, while others want to save for their children’s college educations or a new home. Income should include all funds from paychecks, government assistance, annuity payments and so forth. Build a Budget & Emergency Fund. Based on this information, make a budget.
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