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How We Frugal-ed in June 2023

Family Balance Sheet

My goal has always been to live well on less while achieving our big financial goals. I also opened another Capital One 360 account for our emergency fund that was also sitting in a zero-interest savings account. 4 – Credit Card Rewards – $241.78 Frugal living is not about deprivation.

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Meet Jackie. She and Her Husband Paid off $147,000 in Debt | Debt Free Stories

Family Balance Sheet

About $52,000 of that $147K was consumer debt (credit cards, a student loan, a car loan, a home improvement loan, etc.) We just wanted to pay off our credit cards, which seemed like a huge task since we’d struggled with it for years. Building an emergency fund also helps enormously. Get creative.

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Shannon & Her Husband Paid off $22,000 in 9 Months

Family Balance Sheet

I wasn’t comfortable keeping only $1,000 in an emergency fund with two little ones and just one income, so we didn’t follow that part of his plan. We also continued using debit and credit cards (paid in full multiple times per month) for the convenience of tracking our expenses online.

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Meet Aja. She & her husband Paid Off $110,000 in Debt

Family Balance Sheet

We paid down mostly student loans, vehicles and business credit card debt ( we already own a home outright ). Who handles the day-to-day finances in your home or do you work on it equally? What are your financial goals now? It wasn’t until the last 2 years that we got serious. Was there a particular event?

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How Krystal and Josh paid off $80k in 4 years!

Family Balance Sheet

medical bills, a small credit card, both of our cars, and student loans. We tackled our small credit card balance, then our. emergency fund, so we started throwing what little extra we had straight. What are your financial goals now? First, we will save our six-month emergency fund.

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How Angela & Jeff paid off $58,000 of Debt in 2 Years

Family Balance Sheet

We also had four credit cards, two lines of credit, and a car loan. Who handles the day-to-day finances in your home or do you work on it equally? What are your financial goals now? We are currently working towards fully funding our emergency fund. We owed money to just about everybody.

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Find out how Charissa and Her Husband Paid Off $7665 of Debt and Cash Flowed College

Family Balance Sheet

We paid off $7,665 worth of credit cards, school loans and a car loan. Who handles the day-to-day finances in your home or do you work on it equally? What are your financial goals now? The next goals in line would be to build up a 3 month emergency fund and save enough money to replace my car.

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