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Meet Amanda & Daniel. They Paid Off $68,000 in Debt in 8 Months.

Family Balance Sheet

Daniel is a WordPress plugin developer at grow development and blogs at [link]. The debt included about $30,000 in student loans, some medical debt, IRS debt, and a small amount on a credit card. We sold extra items that we weren’t using through Craigslist and garage sales. Daniel is continuing to grow his business.

Debt 245
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Yakezie Carnival – Credit Cards Edition

Prairie Eco-Thrifter

Since there seems to be so much in the news lately about credit cards- the good ones, the bad ones, the ugly ones, the fee free ones, the reward ones, the secured ones, etc. I figured I would talk about credit cards as today’s theme. Funancials : Should I Cancel My Credit Card? Futures introduction.

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A Goal Without a Plan is Just a Wish

Family Balance Sheet

We paid our bills on time, never carried credit card debt from month to month, but in that moment we could not pay our bills. Today, my husband and I can’t park a car in our garage because it is filled with 5 bikes, 2 scooters, 2 wagons, and a big wheel. My husband and I have always felt financially responsible.

Goals 100
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Learn to Negotiate Better Prices

Prairie Eco-Thrifter

Growing up in America in the fifties and sixties, I seldom saw negotiation in action. Garage sales – need I say more? The sellers grow weary of everyone asking ‘Can you do a little better on this item?”. We should convince ourselves that it is OK and that it doesn’t make us look cheap or bad. No Good Role Models.

Haggle 202
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Needs vs. Wants

Prairie Eco-Thrifter

Here are things that most in my generation would now consider a need, but that most of our parents didn’t have when we boomers were growing up in their households. Two car garages. With the two income household came the need for more than one set of wheels and consequently the desire for multiple garages. Air conditioning.

Phones 204
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Find out how Richard paid off $40,000 of debt

Family Balance Sheet

So whether that’s hiking across the beautiful Sussex Downs, growing my own vegetables or taking my binoculars out for a spot of bird watching I rarely spend much time indoors. At the same time my credit card debt was slowly creeping upward too thanks to my minimal income. Initially it all seemed fine. That electric drill?

Debt 100