Motherhood Moments

MARCH 4, 2023

on your credit card. Make smart choices with credit. Credit can be a valuable tool when used wisely, but it can also quickly lead to debt if you're not careful. If you do decide to use your credit card or apply for a loan, make sure you're only borrowing what you can afford to repay.

Debt 130

Debt Money Building Credit Cards 130

The Frugal Girl

FEBRUARY 18, 2024

After I had kids, I swapped that time to growing all sorts of interesting heirloom foods in my backyard. The first few years after graduating, I racked up a large credit card debt and bought a new SUV that cost approximately the same as my annual salary. We share our home with a 70lb rescued mutt. Enjoying some outdoor time.

Kids and Family 185

Kids and Family Home and Garden Money Frugal 185

Prairie Eco-Thrifter

JULY 15, 2013

As I read financial blogs, I find that a lot of bloggers seem to like to pay for everything with their credit card. You can get rewards or cash back , the credit card company tracks all your purchases for you and may even show you a yearly statement indicating the percents you spent on that card in various categories.

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Used Credit Cards Psychology Credit 234

Penny Pinchin' Mom

JANUARY 16, 2024

Also see: The Best Personal Financial Books for Young Families Get a Financial Advisor A financial advisor will help you do three things: Get a hold of your expenditures Structure your savings Maximize your investments These are all steps that, if practiced consistently, will help you grow your personal wealth in the long run.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Prairie Eco-Thrifter

JULY 9, 2013

They didn’t use credit (I’m not even sure they ever had a mortgage!) until late in life and then only credit cards. They paid off the card balance each month and bragged about using the credit card company ‘s money for free for a month. His lesson learned: “Avoid credit card debt.

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Used Parenting Credit Cards Debt 228

Prairie Eco-Thrifter

FEBRUARY 3, 2016

No, we won’t put that on the credit card and pay for it later. Let them see your excitement as your own accounts grow and get excited with them as their savings increase. Point out how compound interest is making savings grow. Credit cards require maturity. Of course we misused those cards!

Work 100

Work Kids Bank Banking 100

Penny Pinchin' Mom

MARCH 11, 2024

So I would suggest using this method until you have your spending habits under control, and then you can go back to the credit cards. Download Cash Back Apps Remember when I said you were going to need your credit cards at some point? What I do is use my credit cards in conjunction with cash back apps.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Prairie Eco-Thrifter

FEBRUARY 1, 2011

Did you know that identity theft is the fastest growing crime in North America?! Don’t disclose your credit card number to an online vendor unless it is encrypted and the site is secure. Don’t ever write your Social Insurance Number or telephone number on cheques or credit card receipts.

Identity Theft 150

Identity Theft Credit Cards Hard Drives 2004 150

Family Balance Sheet

AUGUST 21, 2020

My mission is to help families increase their assets, reduce their liabilities, and grow their net worth. Liabilities: Liabilities are what you OWE money on, such as car loans, student loans, credit card balances, and mortgage balances. However, knowing your numbers will help you determine and make a plan for the messiness.

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Family Debt Finance Kids and Family 241

Penny Pinchin' Mom

DECEMBER 17, 2023

Before I took up my Financial Reboot journey, I was more focused on growing my savings accounts as opposed to paying off debt first. This is why you should pay off your high-interest debts like credit cards first. This is hard to sustain without an emergency savings fund, which offers a cheaper alternative to charging the card.

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Prairie Eco-Thrifter

SEPTEMBER 2, 2011

There are plenty of money tips for college freshman but I just have three: watch your pennies, start a budget and don’t open a line of credit. Credit Cards for College Students. It is really important to build your credit and a large part of your credit history is dependent on the average age of accounts.

College 180

College Money Student Budget 180

Prairie Eco-Thrifter

JULY 31, 2014

As a parent, your expectations of your growing child increase month by month and year by year. You know that you are going to grow when things go wrong. When you were a college student, you may have learned a painful lesson about credit. Credit card offerings to college students used to be ubiquitous. Free money!

Debt 167

Debt College Student Money 167

Prairie Eco-Thrifter

SEPTEMBER 7, 2021

Senior homeowners can use this money to pay their daily expenses or repay their credit card debt. Farmers can either grow crops or keep livestock on the ground, both of which are in-demand businesses, so there’s less chance of default. The amount is paid only when the person dies or sells the house.

Money 100

Money Home Rent Making 100

Prairie Eco-Thrifter

JANUARY 14, 2012

Since there seems to be so much in the news lately about credit cards- the good ones, the bad ones, the ugly ones, the fee free ones, the reward ones, the secured ones, etc. I figured I would talk about credit cards as today’s theme. Funancials : Should I Cancel My Credit Card? Futures introduction.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Family Balance Sheet

FEBRUARY 2, 2017

Maureen eliminated $79,000 of credit card and student loan debt less than 3 years. Chris and his wife made a financial goal to switch to an all cash lifestyle, instead of relying on credit cards. Shannon from Growing Slower says her most powerful strategy to achieving their goal was to write it down and have a plan.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Prairie Eco-Thrifter

MAY 26, 2016

Instead of saving, we could take some bigger risks to try to grow our money. But, with each of the above, you lose the use of that money and often have little chance of even getting it back, let alone making it grow. We could take on debt to grow using other people’s money.

Money 124

Money Saving Money Lowes Grandchildren 124

Couponing 101

NOVEMBER 27, 2019

As your shopping list grows, so might your overwhelming sense of dread. Some credit card companies also offer additional savings by shopping through the links they provide, so you might look for offers on your credit card provider’s website. The song says “it’s the most wonderful time of the year.”

Saving Money 64

Saving Money Money Holiday Gifts 64

Prairie Eco-Thrifter

JANUARY 19, 2015

If you use credit cards, another great source of free money is credit card rewards. Now, when I check our savings account, it’s always a pleasant surprise because the money is growing, no thanks to us or our discipline (or lack thereof). Don’t forget to also apply for and receive rebates.

Money 100

Money 2015 Emergency Fund Bills 100

Prairie Eco-Thrifter

AUGUST 17, 2017

High school grads today have seen parents using credit cards (or maybe even their cell phones) to charge everything from gas to groceries to online purchases. In their minds, part of the college experience is being an (almost) adult, which in turn means access to credit. BUT, grads, be smart about it.

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College Graduation Used Points 133

For the Mommas

JULY 23, 2012

More details: Education expenses seem to grow every year. Credit Sesame wants to help you ease the ‘Back to School” stress. Don’t worry about raking up those credit card bills, or putting a dent in your savings. The greatest perk of Credit Sesame, it’s 100% Free! But you can save even more by using them as well!

Credit 61

Credit Win Credit Cards Finance 61

Savings Corner

FEBRUARY 23, 2024

Unlimited products: Shopify’s pricing starts at $29 per month when billed annually ($39 when paying month to month) plus credit card transaction fees. Instead, you can choose the best credit card processing company for your business and Wix won’t charge any additional fees. Shipping, fulfillment and returns.

Building 52

Building Credit Cards Tools Software 52

Prairie Eco-Thrifter

MAY 4, 2011

First things first: Be smart about credit. Most undergrads start getting credit card applications in the mail before they’ve finished unpacking in the dorm. Credit cards are far from the glorious tools the banks want you to think they are, but they’re not all bad, either.

College 169

College Graduation Credit Cards Re-use 169

Prairie Eco-Thrifter

NOVEMBER 22, 2012

One of the fastest growing types of business is the consignment store. Consignment stores are growing in popularity because more and more people see them as a way to live within their means and still have nice things. If you spend $100 per week on eating out, that is $100 worth of money you can be putting towards your credit card debt.

Saving Money 221

Saving Money Money Budgeting Budget 221

Prairie Eco-Thrifter

JULY 4, 2011

These days, there is an ever-growing concern about the safety of our personal information when it is shared over the World Wide Web. Sean Smarty from Grow Money talks about How to Invest During College. Philip Taylor from PT Money Personal Finance presents The Best Gas Rewards Credit Cards–June 2011.

Personal Finance 240

Personal Finance Finance Family Debt 240

Prairie Eco-Thrifter

JANUARY 27, 2014

There are few things more fun than watching your investments grow! Check out his review of Prosper Loans and his comparison of the best gas credit cards , as well as other quality financial advice. However, I can definitively say that once you’re in, you’ll be hooked. Are You Investing or Gambling?

Money 182

Money Goals Credit Cards Rewards 182

Prairie Eco-Thrifter

FEBRUARY 6, 2012

They may not have the tools or the land to grow food. How to Use a Credit Card to Save the World. Help them to help themselves: the problem with many third world communities is that they have insufficient knowledge or skills to produce their own food. People have been displaced by war, drought or famine. I hope so. .

Simple 276

Simple Making Donation Fair-Trade 276

Nicoles Nickels

DECEMBER 20, 2011

The included credit card and play money will help you get started. I was fascinated with cash registers but they definitely didn’t have ones that were this real when I was growing up! There is a scanner for credit cards and the cash register can talk in 3 languages!

Backyard 110

Backyard Giveaway Scanners Microphones 110

Nicoles Nickels

JULY 25, 2012

Education expenses seem to grow every year. Credit Sesame wants to help you ease the Back to School financial strain. Don’t worry about raking up those credit card bills, or putting a dent in your savings. Credit Sesame will help you manage your finances, and unlock your credit potential.

Win 45

Win Finance Personal Finance Debt 45

Family Balance Sheet

NOVEMBER 19, 2014

Daniel is a WordPress plugin developer at grow development and blogs at [link]. The debt included about $30,000 in student loans, some medical debt, IRS debt, and a small amount on a credit card. Daniel is continuing to grow his business. We are Daniel and Amanda Espinoza. We have 3 children who are 7, 5, and 3 in age.

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Family Balance Sheet

SEPTEMBER 21, 2015

We carried no credit card debt and we contributed to our retirement. Please share by joining the growing community of women inspired in the comments below, or on Twitter using the hashtag #womeninspired. photo credit. August 2013 was a month that I’d like to wipe from my memory. Yep, life was good. My Life Plan.

Finance 100

Finance Debt August 2013 100

Prairie Eco-Thrifter

FEBRUARY 4, 2014

My husband and I were graduate students with loans and credit card debt, and we were certain that a higher income would solve all of our problems. Our son was growing, and we knew we wanted to provide him with extracurricular activities that made sense for him — music and sports and scouting.

San Francisco 248

San Francisco Emergency Fund Money Utah 248

Saving Everyday

JULY 30, 2012

Get a free credit score & chance to win $250 ~. Education expenses seem to grow every year. Credit Sesame wants to help you ease the ‘Back to School” stress. Don’t worry about raking up those credit card bills, or putting a dent in your savings. The greatest perk of Credit Sesame, it’s 100% Free!

Credit 40

Credit Win Credit Cards Finance 40

For the Mommas

AUGUST 17, 2012

Free Credit Score {No Credit Card Required}. Free Credits. Free Pampers Gift to Grow. Free MP3 Download: Lady Gaga, Katy Perry & More. Free Smithsonian Museum Day 2012. Ives Apricot Scrub Sample. Free Shoprunner Membership. Free CVS Sunscreen. Free Kids Haircuts at JC Penney Salon. Free Recyclebank Points.

JC Penneys 40

JC Penneys Freebie Friday St. Ives Freebies 40

For the Mommas

JULY 28, 2012

More details: Education expenses seem to grow every year. Credit Sesame wants to help you ease the ‘Back to School” stress. Don’t worry about raking up those credit card bills, or putting a dent in your savings. The greatest perk of Credit Sesame, it’s 100% Free! But you can save even more by using them as well!

Credit 40

Credit Win Credit Cards Finance 40

Prairie Eco-Thrifter

JUNE 24, 2014

There are a million more benefits to travel, but my favourites are the ones that make me grow as a person. Ways to Save on Travel Without Using Rewards Credit Cards. Have you experienced the benefits of travel? 4 Ways to Improve Your Travel Experience Should You Take a Job That Requires You to Travel? Travel Tips'

Travel 174

Travel Insurance Credit Cards At&T 174

Couponing 101

DECEMBER 4, 2019

While the stock market may be one of the best ways to grow your money, it can also be super intimidating. Link debit or credit cards to your Acorns account, and Acorns will round up your purchases, investing those extra pennies for you. In contrast, Nerd Wallet reports that the average annual stock market return is 10%.

Making 69

Making T-Mobile Money Goals 69

Prairie Eco-Thrifter

MAY 15, 2012

I found I was able to shave $50 dollars a week from these two areas alone; my financial guy said that, over the next 20 years, this would grow to around $80,000 at 4% interest! It is important to address these now; seek professional advice about consolidation of debts, debt management and early pay out of debts, especially credit cards.

Personal Finance 221

Personal Finance Finance Debt Calculators 221