The Frugal Girl

FEBRUARY 18, 2024

As our family and household income grew, my husband and I made it a goal to put more money aside for emergencies, retirement, college, home improvements, etc. The first few years after graduating, I racked up a large credit card debt and bought a new SUV that cost approximately the same as my annual salary.

Kids and Family 188

Kids and Family Home and Garden Money Frugal 188

Savings Corner

DECEMBER 27, 2023

Home improvement : Need to add on a home office or install a swimming pool? Emergencies : Because personal loans are funded quickly, they can help cover an urgent home or car repair. Here’s how to compare personal loans and credit cards. Credit card consolidation.

Debt 40

Debt Home Improvement Consumer Credit 40

Family Balance Sheet

SEPTEMBER 9, 2014

About $52,000 of that $147K was consumer debt (credit cards, a student loan, a car loan, a home improvement loan, etc.) We just wanted to pay off our credit cards, which seemed like a huge task since we’d struggled with it for years. The rest was our house. I mean, we didn’t even think of it!

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Savings Corner

APRIL 4, 2024

The steps may vary depending on whether you’re looking for debt consolidation loans , home improvement loans, medical loans or wedding loans. Try to boost your credit score ahead of time by paying off credit card balances and avoid applying for new credit accounts.

Debt 52

Debt Credit Cards Credit Home Improvement 52

Savings Corner

DECEMBER 27, 2023

These loans come with credit-building tools, flexible repayment terms and special features for debt consolidation and home improvement projects. Long repayment terms on home improvement loans. Upgrade’s borrowing requirements Minimum credit score: 560. On-time loan payments build credit.

Credit 52

Credit January Debt Credit Cards 52

Savings Corner

APRIL 4, 2024

Cash-out refinance Caret Down When you do a cash-out refinance , you use your home equity to withdraw cash to spend. This increases your mortgage debt but gives you money that you can invest or use to fund a goal, like a home improvement project. What to consider: You’ll pay a few hundred dollars for the appraisal.

Refinancing 52

Refinancing Work Debt Financial Goals 52