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Ways to Save on Travel Without Using Rewards Credit Cards

Prairie Eco-Thrifter

I’ve noticed a trend lately in the blogosphere of bloggers pushing rewards credit cards to travel for free. Most people have a credit card and why not get some free travel for using it? Use AirBNB or Equivalent . This is great, because it’s a tried and true method and is very effective.

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Create your debt freedom plan

Family Balance Sheet

We didn’t carry over credit card balances, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%. We agreed that credit card debt wasn’t very smart, but a car loan? We sent our very last payment to my husband’s student loan in September 2019, the same month I turned 50.

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Where is Your Money Going? | 31 Days to Organize Your Finances

Family Balance Sheet

You’re about to find out! If you use financial software, such as Quicken or another form, you’re in luck, you can simply print a monthly recap. To begin, gather all of your recent bills, receipts, checking & savings account statement, and/or credit card statements. What do you use to track it?

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Rethink Your Christmas Spending | 31 Days to Find $1000 | Christmas Savings Club

Family Balance Sheet

In years past, we used a credit card to purchase our gifts and paid the card off in January. Towards the end of September, I made a commitment to myself to write a series in October called, 31 Days to Find $1000. For the first time, I have set aside money monthly for our Christmas spending.

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How our Debt Freedom Plan Prepared Us for the Pandemic

Family Balance Sheet

What got us through financially? I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. I still use my spreadsheet to this day! Our emergency fund. It was a lifesaver, a sanity saver, and a marriage saver.

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How to Achieve Your Financial Goals (tips from the achievers)

Family Balance Sheet

She hit that goal in September 2016. Maureen eliminated $79,000 of credit card and student loan debt less than 3 years. Maureen eliminated $79,000 of credit card and student loan debt less than 3 years. Chris and his wife made a financial goal to switch to an all cash lifestyle, instead of relying on credit cards.

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Seven Reasons To Avoid Penny Auction Sites

Prairie Eco-Thrifter

New, new in package, used, antique, and etc. Each bid re-sets the auction clock, so that bidding continues. The Better Business Bureau of Delaware warns against Bidrack – for charging new customer credit cards with a $99 fee when the customers were told the registration was free. There is no trusted third party.