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Buying A House In 2023: A Step-By-Step Guide

Savings Corner

This year may go down in real estate history as the year of correction. Whatever the economic state of the real estate market, buying a house can be an exciting and emotional process. Your bank or credit card company might offer free access to your score or credit report, too.

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How to Create a Family Balance Sheet + Get a FREE one for your family!

Family Balance Sheet

I’m a firm believer that finances must be organized and neat, and a Family Balance Sheet helps you keep track of your finances in one tidy spreadsheet. Liabilities: Liabilities are what you OWE money on, such as car loans, student loans, credit card balances, and mortgage balances. Need a quick snapshot of your finances?

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How Long Should You Keep Financial Documents

Family Balance Sheet

Credit Card Statements - These can also be found online, so I'm not sure a paper copy is necessary, unless you need it for documentation for tax deductions, then see Taxes below. You should keep any credit card receipts to match up with your statement. Retirement/ Savings/Brokerage Statements -.

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How To Get A Business Loan In 6 Steps

Savings Corner

Lenders set their own qualifications for business loans, including time in business, personal and business credit score, annual revenue and collateral. You’ll also need to make sure that you meet the lender’s requirements for credit score, time in business and cash flow, ensuring that your business can easily handle loan repayments.

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Yakezie Carnival – Credit Cards Edition

Prairie Eco-Thrifter

Since there seems to be so much in the news lately about credit cards- the good ones, the bad ones, the ugly ones, the fee free ones, the reward ones, the secured ones, etc. I figured I would talk about credit cards as today’s theme. Funancials : Should I Cancel My Credit Card? Futures introduction.

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How to Manage Different Investment Risk Tolerances Between Spouses

Prairie Eco-Thrifter

He pays off his credit card BEFORE the statement comes! He manages the bond investments and I handle the stock, real estate and other investments. Sometimes just having to organize your thoughts to present to a third party can make it easier to work out differences. We have done both.

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7 Steps To Homelessness And What To Do If You Get There

Prairie Eco-Thrifter

She charged up credit cards to buy food and clothing. She ignored collectors and now the card company is suing. She stopped paying income tax on the rare occasions when she did have income and did not pay county real estate taxes. Get help: Find free legal aid organizations to help with the lawsuit.