article thumbnail

How We Frugal-ed in June 2023

Family Balance Sheet

My goal has always been to live well on less while achieving our big financial goals. We are in what I call our “shovel season of life” Our oldest daughter leaves for college in the fall of 2024 and we have a big savings goal to hit before then. 4 – Credit Card Rewards – $241.78

Frugal 100
article thumbnail

Citizens Insurance Review 2024 | Bankrate

Savings Corner

Our goal is to give you the best advice to help you make smart personal finance decisions. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range, can also impact how and where products appear on this site.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Trending Sources

article thumbnail

Buying A House In 2023: A Step-By-Step Guide

Savings Corner

Get started: Define your personal and financial goals. These are all important to help define the goals they would like to meet.” Check your credit score Your credit score will help you determine your financing options; lenders use it (among other factors) to set the terms and rates of your loan. The average is $342.

article thumbnail

Find Out How Ruth and Her Husband Paid off Their Mortgage

Family Balance Sheet

We live in Florida. It’s easy to get visitors when you live in Florida! We thankfully have always been good about paying off our credit cards each month. We started making a monthly cash budget and paying with cash instead of credit or debit cards. If married, who initiated the debt free goal?

Debt Free 100
article thumbnail

Meet a Reader | JenRR from the Midwest

The Frugal Girl

Visiting family in Florida, we enjoy no-cost activities like visiting their beautiful beaches! As our family and household income grew, my husband and I made it a goal to put more money aside for emergencies, retirement, college, home improvements, etc. The more kids I could “adopt”, the better!

article thumbnail

How Angela & Jeff paid off $58,000 of Debt in 2 Years

Family Balance Sheet

We also had four credit cards, two lines of credit, and a car loan. We had tried other methods in the past, but found this one suited us best since it forced us to focus on one goal at a time, rather than trying to do it all (pay off debt and contribute to savings and retirement). If married, who initiated the debt free goal?

Debt 100
article thumbnail

Over 40 and Worried about Money? Start here!

Family Balance Sheet

And then at the end of the rainbow, you retire, and move to Florida. We still refer to it often to remind ourselves of our goals and objectives. If not for that fund, we would most likely have used credit cards to survive. My generation, Generation X (born 1965 – 1984), and those before it were told to toe the line.