Savings Corner
DECEMBER 24, 2023
Federal law gives you free access to your credit reports from the three major credit bureaus: Equifax, Experian and TransUnion. Using the government-mandated AnnualCreditReport.com website is the quickest way to get them, but you can also request them by phone or mail. Checking your score does not damage your credit.
Prairie Eco-Thrifter
NOVEMBER 6, 2013
Credit card rewards programs are no different. Many people today seem to prefer paying by credit card. An August 2013 issue of Daily Finance, in an article entitled Credit Card Debt Falling But Still Very High reported: “According to data from the Federal Reserve, as of July 2013, the average indebted household in the U.S.
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Savings Corner
DECEMBER 25, 2023
Building credit can be tricky. If you don’t have a credit history, it’s hard to get a loan, a credit card or even an apartment. But how are you supposed to show a history of responsible repayment if no one will give you credit in the first place? There are also ways to use rent, phone and utility payments to build credit.
Savings Corner
DECEMBER 24, 2023
A credit freeze keeps the sensitive data in your credit files from being accessed without your specific consent. That can protect you from fraudulent credit applications, even if a criminal has key information such as your birthdate and Social Security number. What is a credit freeze? Tax Filing Webinar — Jan.
Savings Corner
DECEMBER 27, 2023
MORE ABOUT THE CARDS FEATURED ON THIS PAGE Use the buttons at the top of the page to see cards in different categories. Top balance transfer credit cards BankAmericard® credit card: 0% Intro APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days of opening your account.
Savings Corner
DECEMBER 24, 2023
Your credit utilization ratio is how much you owe on all your revolving accounts, such as credit cards, compared with your total available credit — expressed as a percentage. It’s important because it’s one of the biggest factors in your credit score. What is 100% credit utilization? 3 has $3,000.
Savings Corner
FEBRUARY 2, 2024
FULL LIST OF EDITORIAL PICKS: BEST AIRLINE CREDIT CARDS Before applying, confirm details on the issuer’s website. A best-in-class checked-bag benefit (first bag free for you and up to eight others on your reservation), priority boarding and the opportunity to earn a flight credit each year make this card a bargain for Delta stalwarts.
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