Family Balance Sheet

MARCH 11, 2021

Do our goals still make sense now that we’re in the trenches of the new year? Take some time to review your yearly financial goals. Did you use the S.M.A.R.T. SMART goals are: S – specific. I developed our first family balance sheet many years ago and I still use it today. Check your Credit Report.

Finance 130

Finance Cleaning Goals Insurance 130

Family Balance Sheet

OCTOBER 16, 2017

The spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals. I STILL use our spreadsheet today. I offer this FREE spreadsheet to community. We are working towards some pretty big financial goals and we’ve hit quite a few already.

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Family Financial Goals Debt Calculators 100

Family Balance Sheet

AUGUST 21, 2020

Become an email subscriber and get a FREE Family Balance Sheet Excel Spreadsheet download. My Excel spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals. I STILL use our spreadsheet today. You could also use a recent appraisal.

Family 241

Family Debt Finance Kids and Family 241

Family Balance Sheet

MARCH 12, 2015

Refresh your memory with what you were thinking at the beginning of the year and review your yearly financial goals. You’re now in the trenches of the new year, do those goals still make sense? When reviewing your goals, did you use the S.M.A.R.T. Check your Credit Report. photo credit.

Finance 100

Finance Cleaning Financial Goals Goals 100

Family Balance Sheet

APRIL 1, 2015

Today’s Debt Free Story is from Brian. Tell us about you and your family. We have involved our children in our money discussion once we decided to become debt free. It was all consumer debt spread over 5 credit cards. It was many years of over spending and not having a plan for our money that led us to that point.

Debt 100

Debt Credit Cards Debt Free Credit 100

Penny Pinchin' Mom

MARCH 11, 2024

We know that saving for a rainy day isn’t just a phrase our grandparents used to throw around. Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Family Balance Sheet

SEPTEMBER 9, 2014

Welcome to Debt Free Stories. Tell us about you and your family. Quitting my job is one of the things being debt free has enabled us to do. If you want to become debt free, I’m here to tell you it is TOTALLY worth all the time, effort, and frustration. What inspired you to get debt free?

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Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

JUNE 30, 2015

I broke my goals into two categories: Financial and Personal. Our Financial Goals: Pay off our non-mortgage debt. Continue to live debt free with the ability to travel more, give more, pursue our passions. Continue to live debt free with the ability to travel more, give more, pursue our passions. Achievable?

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Financial Goals Debt Goals Emergency Fund 100

Family Balance Sheet

APRIL 19, 2016

Today’s Debt Free Story is from Anna. She is on a mission to help others become debt free. Tell us about you and your family. It was a mix of college loans, a personal loan from my parents (for college), an overdraft account, and credit card debt. What inspired you to get debt free? It works for us.

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Credit Cards Debt Free College Debt 100

Family Balance Sheet

FEBRUARY 19, 2022

My new mission was to manage our money to make sure we used it wisely and stretched it as far as possible. We have been in our home for over 20 years and I’ve refinanced for better rates at least five times, mostly for free. Create our family’s financial goals and Debt Freedom Plan. Has it been smooth sailing?

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Office Family Finance Kids and Family 130

Family Balance Sheet

FEBRUARY 4, 2015

Today’s Debt Free Story is from Shannon. Tell us about you and your family. Living on two-incomes, we could have easily paid off our debt quickly, but we had no idea at the time that “debt free” was even a thing. By the grace of God, it took us just under 9 months to pay it off. Where are you from?

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Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

NOVEMBER 4, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. The tween years are upon us, so any advice to help us navigate the waters are much appreciated. They were yummy and a great way to use up leftover chicken. Free Date Night!

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Frugal Fridays Ebates Credit Cards 100

Savings Corner

DECEMBER 24, 2023

Get started: Define your personal and financial goals. Check your credit score Your credit score will help you determine your financing options; lenders use it (among other factors) to set the terms and rates of your loan. Your bank or credit card company might offer free access to your score or credit report, too.

Real Estate 52

Real Estate Buy Buying Credit 52

Family Balance Sheet

APRIL 2, 2022

Swap with another family who could use a date night too. It’s FREE and each playground visit is a new experience with different kids to play with and different equipment to explore. We used to live near a trail that was very shaded and had picnic tables along the path. Visit a different playground each week.

Budgeting 130

Budgeting Budget Friends And Family Sale Home and Garden 130

Family Balance Sheet

NOVEMBER 19, 2014

Today’s Debt Free Story is from Amanda & Daniel. Together they blog about becoming debt free and location independence in order to serve the world at Life with a Mission. Tell us about you and your family. What inspired you to get debt free? Who initiated the debt free goal? Where are you from?

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Family Balance Sheet

APRIL 9, 2021

Stressed out, we ventured into Dave Ramsey’s online Financial Peace University home course for help. Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. We agreed that credit card debt wasn’t very smart, but a car loan? We used Dave Ramsey’s debt snowball method. |

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Prairie Eco-Thrifter

JULY 31, 2014

Surviving a negative experience and enduring through or perhaps even overcoming it shows us that we are made of more than we ever dreamed, that we can do and be more than we thought. But how can you learn to use those negative experiences, and teach your children to do so as well to benefit your financial health? Free money!

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Debt College Student Money 167

Prairie Eco-Thrifter

FEBRUARY 5, 2013

Use the resulting profile as a basis for discussion of what parts to keep in your couple money personality and which to leave behind. Secrets such as one partner getting a new credit card, not letting their spouse know about it and running up the balance cause marital discord and individual agony. Find Your Money Personality.

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Money Giveaway Goals Debt 269

Family Balance Sheet

SEPTEMBER 20, 2016

The segment was so inspiring that I reached out to her to see if she would participate in the Debt Free Stories series. She hosts a You Tube channel, The Former Mrs. Jones , where she vlogs about budgeting, debt free living, and family life. Meet the Former Mrs. Jones: Her Debt Free Story. Tell us about you and your family.

Debt 100

Debt Debt Free Bath and Body Works Gas 100

Prairie Eco-Thrifter

MARCH 8, 2017

Use good stock. It is the same with your finances, whether with credit, savings or investments, use the most reputable institution offering the best plans that you can find. Don’t use a high interest, annual fee credit card without redeeming qualities. Discuss and agree on financial goals within your family.

Finance 133

Finance Growing Flowers and Plants Gardening 133

Prairie Eco-Thrifter

JANUARY 10, 2017

As a result, many people learned the hard way that having a solid financial background in times of stress is so important. History has shown us, though, that good times, easy money and easy credit can quickly change us into spenders. To be financially free, you have to stay the course financially.

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Spendthrift Economical Consumer Recession 100

Family Balance Sheet

JULY 22, 2015

Today’s Debt Free Story is from Deacon. He is a financial coach and blogs at Well Kept Wallet. Tell us about you and your family. It consisted of student loans, a car loan and even some credit card debt. After putting together a budget, it took us 18 months to pay off all of that debt! Where are you from?

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Debt Debt Free Finance Finds 100

Family Balance Sheet

JUNE 16, 2015

Today’s Debt Free Story is from Lydia. She blogs about living a limitless life on a limited budget at Frugal Debt Free Life. Tell us about you and your family. We paid off $36,000 in student loans, credit cards, cars and a bit of medical debt. It took us about 2 years to do it. Where are you from?

Debt 100

Debt Debt Free Finds Goals 100

Prairie Eco-Thrifter

JULY 4, 2011

They are also there working with you to help you reach your goals; even those financial goals. Many of us have just celebrated Canada Day or Independance Day; a holiday where we celebrate our freedoms. Your City or County May Have Free Money For You. My parents have helped us in the past.

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Personal Finance Finance Family Debt 240

Saving Cents With Sense

APRIL 25, 2013

They’re even free. You have to actually use them. This secure service doesn’t cost a dime, and it can automatically organize and track your spending, display all of your financial information in one easy-to-read place, and help you stay on track to hit your financial goals. What’s the catch?

Money 75

Money Financial Goals Saving Phones 75

Family Balance Sheet

SEPTEMBER 29, 2016

I watched her and her husband’s debt free scream on The Dave Ramsey Show. Angela & Jeff’s Debt Free Story. Tell us about you and your family. We’re typical Canadians that spend most of our free time in the fall and winter months inside arenas. What inspired you to become debt free?

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

JULY 2, 2015

Today’s Debt Free Story is from Acadia. Tell us about you and your family. However, with my husband being an architect and an overall really handy guy, we decided that fixing up the house and selling it could give us enough profit to at least pay off a big chunk of our debt. What inspired you to get debt free?

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Student Debt Debt Free Finds 100

Family Balance Sheet

JANUARY 21, 2015

Today’s debt free story is from Aja. Tell us about you and your family. We paid down mostly student loans, vehicles and business credit card debt ( we already own a home outright ). It took use about 10 years because we didn’t get serious until the 11th hour. What inspired you to get debt free?

Debt 100

Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

JANUARY 20, 2017

I love her passion for helping others along their debt free journey. Be sure to check out her website where she is offering a free finance workbook if you subscribe to her newsletter. Krystal & Josh’s Debt Free Story. Tell us about you and your family. It took us four years, but we paid off over $80,000 of debt!

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

APRIL 1, 2021

Now go through the list and really ask yourself if you use or need all of it. If you’re not using it, cancel it today and redirect that monthly money into your emergency savings. However, if you do use it , ask your gym if they swap volunteer hours for a free membership. 11 – Find free entertainment.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Penny Pinchin' Mom

MARCH 11, 2024

The post 7 Clever Ways Moms Used to Save Money appeared first on Penny Pinchin' Mom. There are so many clever ways moms used to save money that our tips and tricks today pale in comparison to what they could achieve, considering how little they had to go on. Imagine keeping the family afloat during periods of strife, such as WWII.

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Saving Money Money Mom Used 52

Family Balance Sheet

AUGUST 5, 2015

Today’s Debt Free Story is from Jessica. Tell us about you and your family. We live a pretty busy lives and when given free weekends at home we love spending time at home on our little farm. 10K in car payments, $35K in credit card debt. What inspired you to get debt free? Where are you from?

Debt 100

Debt Debt Free Finds Finance 100

Prairie Eco-Thrifter

MAY 10, 2012

After all it was not the people who caused the problem so why should they suffer while the banks get off scot-free? posted at The Financial Blogger , saying, “The online income for May. They do not like this austerity business one little bit. Can you blame them? Income MMD presents What Did You Learn From Working as a Teenager?

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Money May 2012 Debt 113

Family Balance Sheet

FEBRUARY 16, 2016

We use an online account like, Capital One 360 (my referral link). Plan your gift giving for the year using my FREE Gift Spending excel spreadsheet. Read 30 FREE, but Thoughtful Gift Ideas and see how creative you can be. 9 – Find free entertainment. 18 – Use Cash Back Grocery apps.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Family Balance Sheet

JANUARY 19, 2012

My friend and I used to run together in college.ok, so our destination was Dairy Queen, but it was at least a 3 mile run round trip. I learned so much that I hope to apply these lessons to my personal and financial goals for 2012. 5 Steps to Succeeding Your Goals. Set a Specific Goal. Let us know in the comments.

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Goals Dairy Queen 2011 2012 127

Family Balance Sheet

DECEMBER 10, 2014

Today’s Debt Free Story is from Carrie. Tell us about you and your family. After my first marriage fell apart, I ended up with over $14,000 of consumer debt, made up of a car loan and credit cards. It took just over a year (14 months to be exact) before I paid off all my debts and became debt free!

Debt 227

Debt Debt Free Financial Goals Goals 227

Family Balance Sheet

JUNE 8, 2018

Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. We have been using this system ever since.

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Budgeting Budget Financial Goals Goals 133