Family Balance Sheet

APRIL 2, 2021

I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. Credit Card Cash Back: $175. I redeemed $175 for gift cards from our business credit card’s cashback program. We use this credit card for almost all of our business expenses and we pay it off every month.

March 130

March Money Donation Credit Cards 130

Family Balance Sheet

MAY 4, 2021

I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. Credit Card Cash Back Redemptions in April: $439.62. Years ago during our Debt Freedom Plan, I avoided using credit cards, not because we had credit card debt, but I was trying to limit our overall spending.

April 130

April Money Credit Cards Donation 130

Family Balance Sheet

SEPTEMBER 9, 2014

We paid off over $147,000 in debt (actually way over that amount, if you want to count a $210,000 rental property that I sold at a slight loss.) About $52,000 of that $147K was consumer debt (credit cards, a student loan, a car loan, a home improvement loan, etc.) Then my husband decided to pay off his car.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Saving Cents With Sense

DECEMBER 20, 2013

When we think about how much we spend at Christmas, we typically focus on how much we spend on gifts for other people. Self-Gifting. According to the National Retail Federation (NRF), self-gifting is down this year. Start the New Year off right by making a commitment to save money and pay off debt.

Christmas 75

Christmas DIY Debt Pay Off Debt 75

For the Mommas

JULY 24, 2016

You can use the difference in income to pay off debt, save or invest. Frugal gifting. Gifts don’t have to cost a lot of money. Look for ways to do it cheaply, by making a gift. Stop using your credit cards. Credit cards make buying too easy and you usually end up buying too much when you use them.

Frugal Lives 49

Frugal Lives Frugal Living Frugal Magazine and Newspaper Subscriptions 49

Motherhood Moments

FEBRUARY 7, 2023

It also released its nationally representative 2023 Valentine’s Day Spending Survey , which found that more than 1 in 4 of Americans expect their Valentine to not spend any money on gifts this year. Virginia Beach, VA Valentine’s Day Spending Survey – Key Stats Some People Anticipate Smaller Gifts. Bad Credit Might Keep You Single.

Valentines Day 130

Valentines Day Thrifty Debt Las Vegas 130

Family Balance Sheet

JULY 2, 2015

We used my husband’s gifts for architecture, design, and carpentry to our advantage. We found our strengths and came up with a way to use those in getting out of debt. We are living in an apartment that we can pay for out of one paycheck with money left over. The money that we used to spend on debt now goes into savings.

Student 100

Student Debt Debt Free Finds 100