Family Balance Sheet

APRIL 2, 2021

Finding extra money is a game for me. Over the years, I have found money through rebates, refunds, online sales, and even the ground. I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. January and February were stellar months with finding money.

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Prairie Eco-Thrifter

JUNE 12, 2016

When it comes to borrowing money, having bad credit can limit your options. If you are in need of money and don’t have the time to go through a credit check, there are other ways you can get access to cash. In most all cases you can get loans with no credit check from your friends and family. Pawn Shops.

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Savings Corner

DECEMBER 25, 2023

Building credit can be tricky. If you don’t have a credit history, it’s hard to get a loan, a credit card or even an apartment. But how are you supposed to show a history of responsible repayment if no one will give you credit in the first place? There are also ways to use rent, phone and utility payments to build credit.

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Penny Pinchin' Mom

MARCH 11, 2024

The post How to Save Money Fast – My Top 20 Tips appeared first on Penny Pinchin' Mom. Munger so aptly puts it, learning how to save money fast is an education in and of itself. Munger so aptly puts it, learning how to save money fast is an education in and of itself. ” – T.T. Munger As T.T.

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Motherhood Moments

DECEMBER 26, 2022

> KILL UNUSED SERVICES & SUBSCRIPTIONS Take a look at services such as cable or monthly subscriptions and cancel anything you are not using. > > NEW YEAR CLEANING Sort through your house for items you no longer use, and either donate for a tax reduction, or sell for extra cash! > Jeff has been with Direct for 15 years.

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Savings Corner

FEBRUARY 2, 2024

FULL LIST OF EDITORIAL PICKS: BEST COLLEGE STUDENT CREDIT CARDS Before applying, confirm details on the issuer’s website. Discover it® Student Chrome Our pick for: Simplicity and value Simplicity makes the Discover it® Student Chrome a standout for students searching for their first credit card. Read our review. Read our review.

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Motherhood Moments

MARCH 14, 2023

With gas prices still high and inflation putting pressure on people’s budgets, the personal-finance website WalletHub today released its editors’ picks for 2023’s Best Gas Credit Cards to help drivers save money, along with a new survey to gauge consumer sentiment. Best Gas Rewards Credit Card: The U.S.

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Savings Corner

DECEMBER 25, 2023

NerdWallet’s experts have reviewed and rated dozens of banks and credit unions to help you find those with the best accounts, branch and ATM availability, customer service and more. A smart way to monitor your money Track your cash, cards, and bank accounts all at the same time. Credit unions tend to offer better interest rates.

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Family Balance Sheet

OCTOBER 15, 2021

I don’t recall why I never used the account, but I guess it just slipped my mind. Side Note #1: I do not advocate the use of credit cards unless you are able to pay off the balance every month so as not to incur fees and charges. Use a Upromise Mastercard. Use a Upromise Mastercard. Show me the money!

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Prairie Eco-Thrifter

APRIL 24, 2013

If you want to save money, one of the best options is to buy used. Not only can buying something second-hand help you save money, but it also reduces the amount of resources that you use. Buying used is one way to increase the sustainability of your life. It was much cheaper to buy these items gently used.

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Couponing 101

MARCH 26, 2019

When I looked back at the last three months, I realized my resolution for saving money was not on track. So starting on April 1, I’m holding myself to a strict spending limit using the envelope budget method. I recommend choosing the category where you currently spend the most money every month.

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Penny Pinchin' Mom

MARCH 11, 2024

The post Is Credit Karma Accurate? Is credit karma accurate? How far off, if at all, is it from the numbers given by any other credit reporting agency? Being credit-worthy is almost as important as being frugal. There are just some investment projects that you simply can’t finance with your savings or credit cards.

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Prairie Eco-Thrifter

DECEMBER 17, 2013

I’ve noticed a trend lately in the blogosphere of bloggers pushing rewards credit cards to travel for free. Most people have a credit card and why not get some free travel for using it? If you travel more than once per year, typically you won’t be able to churn credit cards to get that many free trips anyway.

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Prairie Eco-Thrifter

JUNE 22, 2014

Mom was a teacher by trade and she taught me some of her money-isms. Here are money tips from my Greatest Generation Era Mom. Mom used to get so frustrated with me when I ran around with less than $5 on me. You can’t always count on credit cards or checks being accepted. Put your money where your mouth is.

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Prairie Eco-Thrifter

DECEMBER 9, 2021

There are lots of different ways to save money, however it is not always easy to stay eco-friendly at the same time. Many people don’t realise there are small ways you can save money, but you will need to be consistent. Here are some of our top eco-friendly money saving tips you can follow… . Don’t use a tumble dryer.

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Prairie Eco-Thrifter

DECEMBER 8, 2014

Back in my teens and early twenties, Mom used to yell at me about not carrying enough cash. At the time, I didn’t have credit cards so it was a valid concern. Either I would be walking or using my last quarter in the pay phone to call home and beg someone to come get me. If I buy anything online, I use credit.

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Prairie Eco-Thrifter

MARCH 10, 2012

Going green and saving money is easier said than done when going about it by yourself. But while independence is critical in the successful mastering of money management and sustainability, that doesn’t mean you have to go about these efforts solo. As far as immediate usefulness goes, nothing beats online calculators in this regard.

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Savings Corner

APRIL 4, 2024

Key takeaways A HELOC allows you to access your home’s equity over a period of time — you can borrow exactly what you need as you need it, typically for lower rates than other forms of credit. However, HELOCs also have a variable rate, and the sense of a seemingly limitless credit line could make them risky for less-disciplined borrowers.

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Prairie Eco-Thrifter

MAY 6, 2013

I got in to a debate with my friend last week about whether cash or credit card encourages it’s user to spend more money. I feel like it’s free money , because it’s here today, gone tomorrow. On a credit card, if you forget what you spent money on, you can pull up your banking records online in seconds.

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Saving Everyday

NOVEMBER 3, 2023

Saving money on gas is a top priority for many. In this post, we will explore effective ways for saving money on gas. Tips for Saving Money on Gas Like most of our articles on saving money, it starts with taking an honest look at your overall budget and spending. If you put forth the effort, it will pay off!

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Prairie Eco-Thrifter

JUNE 18, 2021

From slowly paying off a mortgage, to paying for train travel or a car purchase, borrowing money for these types of items can be expensive. However, whilst we all have essential bills or borrowing we need to take on and maintain, some people are able to live as frugally as possible to help keep costs down and make their money go further.

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Prairie Eco-Thrifter

JULY 15, 2013

As I read financial blogs, I find that a lot of bloggers seem to like to pay for everything with their credit card. You can get rewards or cash back , the credit card company tracks all your purchases for you and may even show you a yearly statement indicating the percents you spent on that card in various categories.

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Prairie Eco-Thrifter

JUNE 30, 2021

From slowly paying off a mortgage, to paying for train travel or a car purchase, borrowing money for these types of items can be expensive. However, whilst we all have essential bills or borrowing we need to take on and maintain, some people are able to live as frugally as possible to help keep costs down and make their money go further.

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Savings Corner

DECEMBER 24, 2023

Wells Fargo Reflect® Card When you’re staring at a lot of high-interest credit card debt, you might be thinking you need as long as you can get to pay it off. This best balance transfer credit card is great for: Folks who have a mix of new purchase and balance transfer debt who want to save on interest for both.

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Prairie Eco-Thrifter

JULY 9, 2013

As I was clipping the grass around the trees with hand clippers just now, it occurred to me that this was a task I used to have as a child. I learned that if I worked, I earned and therefore could save, spend or give my own money. They didn’t use credit (I’m not even sure they ever had a mortgage!)

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Prairie Eco-Thrifter

JULY 8, 2013

If you’ve ever lent somebody money and have had to actually ask to be repaid, you’ll know what I mean when I say it’s an incredibly uncomfortable experience. In fact, I began to suspect that she forgot about the money after a few days when she didn’t bring it up. Use little white lies.

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Saving Everyday

OCTOBER 3, 2023

In this article, we’re sharing our top tips to help you save money when traveling without sacrificing a thing! If you feel like a vacation is out of your reach, these tried-and-true ways to save money when traveling will help you get there without breaking the bank! Some people see traveling as a luxury, but I see it differently.

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Savings Corner

FEBRUARY 2, 2024

FULL LIST OF EDITORIAL PICKS: BEST CREDIT CARDS FOR GROCERIES Click the card name to read our review. Bank Shopper Cash Rewards Visa Signature® Card is tailor-made for consumers who spend a lot of money at retailers that don’t fit into (or are specifically excluded from) the bonus categories offered by other credit cards.

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Family Balance Sheet

APRIL 1, 2021

But the truth is, we have the money. Our emergency fund has saved us countless times and it will save us once again with the truck. And while I don’t like parting with our money, I am grateful that this repair won’t send us into financial distress. 2 – Decide where to put the money.

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Savings Corner

DECEMBER 25, 2023

For those looking to make money in an easily accessible way, apps provide plenty of avenues to consider. You can use your smartphone to take surveys, pick up a side gig , sell your unwanted stuff and more. Here’s the scoop on seven free money-making apps. Cons: Making money can be a slow process.

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Prairie Eco-Thrifter

APRIL 8, 2019

Today we are going to learn how to go green, get healthy, and save money at the same time. If you want to save money on costs related to healthcare, exercising on a regular basis is a must. In turn, you will save lots of money by not having to shell out your hard-earned money on medication and doctor’s visits.

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Saving Money Green Money Home and Garden 113

Prairie Eco-Thrifter

SEPTEMBER 7, 2021

You can use this cash inflow for your monthly expenses or save it up in your bank account. One way you can earn extra money is to list your house on Airbnb. Another advantage of Airbnb is that it is free and easy-to-use, you can simply sign up and share your home. You can lease land you own for extra money.

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Teresa's Deals

JUNE 25, 2016

If you are wanting to know how to save money on your next shopping trip you are going to want to check this out. Saving money can sometimes be hard to do if you do not have the tools you need while on the go. How To Save Money By Installing These Phone Apps. I have been using it pretty much ever since it came out.

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Prairie Eco-Thrifter

FEBRUARY 28, 2018

From a money-saving and environment-friendly perspective, this may be the most obvious solution to making room in your budget in an eco-conscious manner. Energy efficient tax credits. While there have been some rollbacks on tax credits and deductions for energy efficient investments to your home, many still apply. Go Digital.

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Prairie Eco-Thrifter

FEBRUARY 2, 2014

In addition to stealing credit card numbers , Target now admits that thieves were able to also get people’s names, mailing addresses, e-mail addresses, and phone numbers. Use cash only? If you prefer to use credit cards for the convenience as well as the credit card rewards, you may instead choose to freeze your credit.

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Prairie Eco-Thrifter

SEPTEMBER 19, 2013

This got me thinking some more about how to save money by downsizing. Downsizing my vehicle certainly has saved me money and will continue to do so for as long as I have the car. How long is it since you cleared out all those spaces where you store the things you don’t use very often, if ever?

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Family Balance Sheet

FEBRUARY 26, 2021

I donated my plasma to earn extra money–here’s my honest review. The money was going into her summer vacation fund. Summer vacation money? However, you are welcome to use your phone for texting, watching videos, listening to music, and playing games. You must use earphones though.

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