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Create your debt freedom plan

Family Balance Sheet

We also didn’t feel comfortable with Dave’s suggestion of a $1000 starter emergency fund, which is his step #1. The point of the starter emergency fund is to get you through until you pay off your non-mortgage debts, at which point, you build a more extensive fund. Increase business emergency savings.

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5 Steps to CRUSH Debt + FREE Debt Payoff Goal Tracker

Family Balance Sheet

Being self-employed, we felt we needed more than Dave’s recommended $1000 starter emergency fund that he outlines in his book, so our first step was to save a bit more for our home and office. However, when we paid off our very last non-mortgage debt, we planned a cruise to celebrate. We ate an elephant!

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Money Anxiety. Let It Go.

Prairie Eco-Thrifter

When I worked as a singer on a cruise ship, I made more money than I ever had before. Unfortunately, the work environment was unbearable, namely the constant sexual harassment from guests and officers. I was getting paid to sing, see the world, and all my expenses were covered. That was as “monetarily made” as I ever had it.

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Take Control of Your Money in 2015

Family Balance Sheet

Most of them are related to our small business, my husband’s chiropractic office, but last January I got a bee in my bonnet about debt…thank you, Dave Ramsey. Easy Exercises to do on a Cruise Ship | Amanda Woods @ Adventures All Around. How to Build a Starter Emergency Fund in 30 Days or Less | Jackie Beck @ The Debt Myth.

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