Cruise Emergency Fund Office Thrifting 
Family Balance Sheet
MAY 21, 2021
Being self-employed, we felt we needed more than Dave’s recommended $1000 starter emergency fund that he outlines in his book, so our first step was to save a bit more for our home and office. However, when we paid off our very last non-mortgage debt, we planned a cruise to celebrate. We ate an elephant!
Family Balance Sheet
JANUARY 1, 2015
Most of them are related to our small business, my husband’s chiropractic office, but last January I got a bee in my bonnet about debt…thank you, Dave Ramsey. Choose Thrift First Challenge. In 2015, the monthly challenge will be the Choose Thrift First Challenge. And 2015 is no different.
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