Family Balance Sheet

APRIL 1, 2021

Our emergency fund has saved us countless times and it will save us once again with the truck. If you can’t answer with the word, CASH , then please, set yourself up for success and build an emergency fund. Follow these three action steps and the list of ideas below to find the cash for your fund.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

MAY 6, 2020

Our emergency fund. I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. We reduced our spending where we could, but the money to pay any shortfall each month came from our emergency fund. Yep, life was good.

Debt 130

Debt Emergency Fund 2007 2020 130

Family Balance Sheet

MAY 21, 2021

Being self-employed, we felt we needed more than Dave’s recommended $1000 starter emergency fund that he outlines in his book, so our first step was to save a bit more for our home and office. A leaky roof was one of the priorities to give you an idea. We said NO to a lot, and that isn’t fun.

Debt 130

Debt Goals Debt Free Pay Off Debt 130

Family Balance Sheet

JANUARY 1, 2015

Most of them are related to our small business, my husband’s chiropractic office, but last January I got a bee in my bonnet about debt…thank you, Dave Ramsey. Choose Thrift First Challenge. In 2015, the monthly challenge will be the Choose Thrift First Challenge. And 2015 is no different.

2015 100

2015 Money Debt Home and Garden 100

Family Balance Sheet

JANUARY 21, 2015

I own a software consultancy that I run from home and my husband is a letter carrier with the post office. Be willing to sacrifice- there are things we had to do that made us look weird: home school, skip eating out as much with family, doing my own hair & nails, getting a wardrobe from the thrift store and forgoing paper towels.

Debt 100

Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

JANUARY 17, 2018

Choose Thrift First. While I love thrift stores, I can be easily swayed to run into Target, TJ Maxx, and/or Kohl’s when I feel like I need something. I’m curious to see how much we can save and also how creative we can get by making do with what we already own or looking for things at a thrift store. Plan our Spending.

Financial Goals 113

Financial Goals Goals 2018 Debt 113