Remove Cruise Remove Home Repair Remove Motivation Remove Re-use
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Our 2023 Financial Goals

Family Balance Sheet

I cried for days and we celebrated the occasion with a family cruise a few months later. The rest of the snowball went towards other things, such as a new-to-us vehicle, medical expenses, retirement contributions, and home repairs. We used the snowball method to pay off our non-mortgage debts. Track our Success!

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Create your debt freedom plan

Family Balance Sheet

At that time, our kids were 8 & 6, and now they’re both teenagers and wrapping up ninth & seventh grades. To stay motivated I would listen to the debt-free screams on The Dave Ramsey Show. We celebrated both occasions with a family cruise that we paid for with cash. We used Dave Ramsey’s debt snowball method. |

Debt 130