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WHY We Want to Be Debt Free

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Why are we jumping through these hoops to be debt free? WHY do we want to be debt free? When we wrote our Debt Freedom Plan , I posted it on the refrigerator as a daily reminder for the two of us. But my oldest daughter immediately zeroed in on #5: Cash flow a trip to Disney. Dave Ramsey.

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“We’re Going to Hawaii when…”

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Over the weekend, my oldest daughter had a swim meet. These meets are long and my youngest daughter, who does not swim competitively, ususually handles it fairly well. Our Debt Freedom Plan includes a family trip to Walt Disney World after we pay off our non-mortgage debt and a trip to Hawaii to celebrate paying off our mortgages.

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My Life Plan

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At the time, I wasn’t sure how we were going to pay our monthly bills, so future plans like funding our retirement , our daughters’ college education, or a lavish vacation were not on my mind. But once I created our debt freedom plan and outlined the steps we would take to wade through the hardships, I was overcome with relief.

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How Angela & Jeff paid off $58,000 of Debt in 2 Years

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I watched her and her husband’s debt free scream on The Dave Ramsey Show. You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! Angela & Jeff’s Debt Free Story. What inspired you to become debt free?

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How Krystal and Josh paid off $80k in 4 years!

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I love her passion for helping others along their debt free journey. Be sure to check out her website where she is offering a free finance workbook if you subscribe to her newsletter. Krystal & Josh’s Debt Free Story. How much debt did you pay off? What kind of debt was it? We are debt.

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Chit Chat: 06.17.18

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Some of my finds: Red ladies’ size 9 red Converse for $2.50 – These retail for about $40 and this pair was hardly worn and will fit my oldest daughter. We want to be debt free. We want to travel to Disney and Hawaii. We want to help pay for our daughters’ college.

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2012 Financial Goals

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We have set a goal date of July 2015 to pay off all of our debt. Our oldest daughter is in Kindergarten and we have not started to save for her higher education. Save for a Walt Disney World Vacation. We want to go to Walt Disney World in the fall of 2012 or spring of 2013. The amount needed is yet to be determined.