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Meet a Reader | Beth from VA

The Frugal Girl

I live just outside of Richmond, VA with my husband, 18-year-old twin daughters, and our two dogs. I was always in debt, which has been a tremendous source of shame for me. ” deer on my street One of my daughters has significant health issues that are largely invisible (Ehlers-Danlos Syndrome and dysautonomia, including POTS).

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Our 2023 Financial Goals

Family Balance Sheet

That was the year that we made the goal of paying off the last of our non-mortgage debts and we achieved it by September of that year. …enter 2023 We have not one, but two teenage high school daughters. We want to assist our daughters with their college expenses. We have a number that we want to save for each daughter.

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“We’re Going to Hawaii when…”

Family Balance Sheet

Over the weekend, my oldest daughter had a swim meet. These meets are long and my youngest daughter, who does not swim competitively, ususually handles it fairly well. Our Debt Freedom Plan includes a family trip to Walt Disney World after we pay off our non-mortgage debt and a trip to Hawaii to celebrate paying off our mortgages.

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My Life Plan

Family Balance Sheet

At the time, I wasn’t sure how we were going to pay our monthly bills, so future plans like funding our retirement , our daughters’ college education, or a lavish vacation were not on my mind. But once I created our debt freedom plan and outlined the steps we would take to wade through the hardships, I was overcome with relief.

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5 Lessons Learned When Our Finances Went Awry

Family Balance Sheet

We carried no credit card debt and we contributed to our retirement. We had a lot of debt, not enough cash flow, and very little set aside for emergencies. The extra debt that we took on was beginning to suffocate us, so I sat down and created a step-by-step plan. I created our Debt Freedom Plan and we still follow it today.

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Odd$ and End$ - One Pesky Virus Can Ruin A Snow Day

Family Balance Sheet

daughter's school was still canceled. She needed and wanted her mama and I realized that I needed to get over my anxiety that nothing was going to get done and just be in the moment comforting my daughter. Get 1 FREE Photo Calendar! Choose from a Wall or Desk Calendar to enjoy your favorite photos year round! A must read!

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Take Control of Your Retirement Planning in 2016

Family Balance Sheet

As the mother of two young daughters I can totally relate to delusional thoughts about fairies as I have been waiting for the cleaning fairy to stop by for years. Currently, we are snowballing our non-mortgage debts, otherwise known as Baby Step 2. top photo credit. This post is sponsored by Chris Hogan and Retire Inspired.

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