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Start Managing Your Debt (And Enter To Win $1000 Cash)

Prairie Eco-Thrifter

Personal debt has unfortunately become a way of life in the 21 st century with levels reaching all time highs. A recent survey in the US showed that increasing numbers of people are filing for bankruptcy as their debts reach levels they simply cannot service. Managing your debt is vital if you are to avoid going down this road.

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How I’m Managing our Family Budget during the Pandemic

Family Balance Sheet

A layoff or a drop of business happened in the past, but a global economic shut down from a deadly virus? We paid off our last non-mortgage debt in September and have since sent that loan’s monthly payment to our mortgage principal. Update our Debt Freedom Plan to reflect lessons learned during this crisis. Cash is King.

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Taking a Loan: Is Now a Good Time?

Prairie Eco-Thrifter

The global economic downturn and credit crunch has placed a large number of people under great financial pressure. If you’re seeking a debt consolidation loan for existing debts, try to find a provider that can give you a longer repayment period, which will reduce the amount of your monthly repayments.

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What Is A Personal Loan?

Savings Corner

Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms. Here are some of the most common applications.

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Carnival of Financial Planning – Money Management Edition #231

Prairie Eco-Thrifter

Budgeting and Economics. From the days when front-running involved actual running to the “Victorian Internet era” brought on by telegraphy, we can learn a great deal from looking back at a simpler era.” ” Managing Debt. Jeremy Waller presents Do You Have What It Takes To Be Debt Free And Financially Successful?

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Vacations on a Dime: Sail Away for Less

Saving Cents With Sense

You may have seen all of the headlines about cruise ships lately, but the truth is, cruise ships are still a fun and economical way to enjoy a luxury vacation! But the truth is, there are plenty of ways to sail the seas without ending up in an ocean of debt. Frugal Travel Deals vacation on a dime' Book your airfare separate.

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Buying A House In 2023: A Step-By-Step Guide

Savings Corner

Whatever the economic state of the real estate market, buying a house can be an exciting and emotional process. That’s why a home inspection contingency is important — it gives you a way out of the deal if you need it. Still, many analysts see a shift coming toward a more balanced market, benefitting buyers.