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Our Debt Freedom Plan | Marriage & Money

Family Balance Sheet

Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. We didn’t have credit card debt, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%, so we thought we were doing okay. But Dave Ramsey’s view of debt is very different.

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How To Get A Personal Loan In 8 Steps

Savings Corner

The steps may vary depending on whether you’re looking for debt consolidation loans , home improvement loans, medical loans or wedding loans. Personal loan qualification requirements Your credit score , income and debt are usually evaluated by personal loan lenders to see if you qualify.

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What Is A Personal Loan?

Savings Corner

Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms. Here are some of the most common applications.

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Our 2018 Financial Goals

Family Balance Sheet

This is our very last non-mortgage loan and we send an extra payment every month as part of our Debt Freedom Plan. I’ll apply that money to the debt. Our Debt Freedom Plan (an update): In 2013, we found ourselves with a lot of debt and not enough cash flow. You can read my original post: Our Debt Freedom Plan Begins.

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Friday Links – Long Weekend Edition

Prairie Eco-Thrifter

We aren’t stressed per say but there have been numerous detours and extras to deal with this week at work and personally. Check them out: Good Reads From The Blogosphere: When you’re aggressively trying to pay down debt, you may feel that you’ve done all you can to curb your expenses, but have you really? Think Again.

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Start Planning and Budgeting for Summer TODAY!

Family Balance Sheet

Include everything from weekend trips to longer vacations, yard/garden projects, home renovations, kids’ camps, gear and clothing, and any other summer expense you might have. Cheap Summer Movies – Some theaters offer great kids’ movie deals over the summer months. It can be an expensive season and it’s best to plan ahead.

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My #SavingsPledge Goal

Saving With Shellie

Last week I told you about the Savings.com Savings Pledge where I teamed up with Savings.com and the other Deal Pros to help America save $1 Billion. I encouraged you to build an emergency fund or pay down debt with your savings. Many of my fellow Deal Pros are determined to save as well. We are currently building a new house.

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