Family Balance Sheet

APRIL 9, 2021

We didn’t carry over credit card balances, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%. A student loan? We also didn’t feel comfortable with Dave’s suggestion of a $1000 starter emergency fund, which is his step #1. Increase business emergency savings.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

MARCH 19, 2014

We didn’t have credit card debt, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%, so we thought we were doing okay. A student loan? The purpose is to cover any sudden expenses so that we don’t go into more debt when dealing with them. | DONE. That’s a necessity.

Debt 100

Debt Money Emergency Fund Goals 100

Prairie Eco-Thrifter

MAY 21, 2013

If you don’t have an emergency fund in order to make at least the approximate payment of your anticipated mortgage and expenses, you are not ready to make the leap into home ownership. Just think – when the pipe breaks, you just call your landlord and you don’t have to deal with (or pay for it) yourself.

Home 186

Home Emergency Fund Buy Buying 186

Family Balance Sheet

FEBRUARY 2, 2017

” But here’s the deal, many of these people have had challenges and tough circumstances, and more often than not, money wasn’t handed to them. Maureen eliminated $79,000 of credit card and student loan debt less than 3 years. Jessi and her husband paid off her student loans. with their goals. Make it visual.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

JANUARY 21, 2015

We paid down mostly student loans, vehicles and business credit card debt ( we already own a home outright ). Each one of us on the inside knew there had to be a better way to deal with money. We are almost done with our 3-6 month emergency fund and will begin maxing out our retirement accounts.

Debt 100

Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

JANUARY 17, 2018

Move up the Student Loan Payoff Date. Save a starter Home Emergency Fund. Dave Ramsey suggests to have a starter emergency fund of $1000 while focusing on paying off non-mortgage debt. The purpose of a starter fund is to cover any sudden expenses so that we don’t go into more debt when dealing with them.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Family Balance Sheet

FEBRUARY 3, 2016

I also wanted to pay off the student loans he had, and see him graduate without occurring any more debt. I realized we were going to make the last payment on his student loan (our last debt), so I called my husband in to click the ‘submit’ button since it was his debt after all. They didn’t like debt, and as I grew up, neither did I.

Debt 100

Debt Debt Free College Finds 100