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Buying A House In 2023: A Step-By-Step Guide

Savings Corner

Get started: Define your personal and financial goals. This will help you determine how to proceed with the closing process: If major problems are found, you might want to ask the seller for repairs, or you might even decide to back out of the deal (provided there’s an inspection contingency in the contract).

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Mortgage Refinancing: What Is It And How Does It Work?

Savings Corner

You might need to deal with borrower’s remorse if rates drop substantially after you close. Most refinances won’t affect your property taxes, but completing a remodel with a cash-out refinance can increase your home’s value — which could mean a higher tax bill. Your credit score will temporarily take a hit.

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How to Start a Budget (and be successful at it!)

Family Balance Sheet

Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. If they are, you can consider putting the extra funds into an emergency fund, pay off a credit card, or save for another financial goal. This is not a once and done deal.

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Meet a Reader | Mary from Reflections Around the Campfire

The Frugal Girl

A lot of blood, sweat, and tears were shed here, but we both agree that having no mortgage gave us a serious leg up on our retirement savings and other financial goals. Alan and I, by choice, bought land in an area with low property taxes. Being frugal is just playing with numbers – and winning.