Prairie Eco-Thrifter

JANUARY 22, 2013

If you’re already barely living from check to check, your credit rating is really low and you don’t have a lot of money in your checking on savings account, you may want to wait before having a child. However, when a child is in the picture, you’ve got to have steady income.

Kids 222

Kids College Tuition Birth Control Insurance 222

Family Balance Sheet

FEBRUARY 19, 2022

I read this book around the same time that I became a mother and left the full-time workforce to stay at home with our new baby. There’s a yearly fee and a learning curve, but I love YNAB and it helps me stay on budget and financially organized with our day-to-day checking and savings accounts.

Office 130

Office Family Finance Kids and Family 130

The Frugal Girl

MARCH 4, 2024

My biggest financial regret is the amount of money we spent on restaurant meals from the time we were married and both working full time to when we had kids. Now I wish those dollars had gone into our savings accounts. What’s an embarrassing money mistake you’ve made? Alan doesn’t share that regret.

Green And Frugal 178

Green And Frugal Kids and Family Hotel Frugal 178

Saving Cents With Sense

JANUARY 24, 2012

You never realize how important work and health is until you are struggling with both, and quitting my job and going through a hard time truly humbled me. Flash forward to current day – I run my own business as a freelancer and work full time. ©2009-11 Saving Cents with Sense ™, a website of Saving Sense Media LLC.

Pay Off Debt 94

Pay Off Debt Debt Credit Cards Frugal Parenting 94

For the Mommas

JANUARY 11, 2011

If there is money left in your budget at the end of the pay period, move it to savings as well. I know a lot of people move this money into a separate vacation or fun money savings account. In my book, rebate checks equal easy savings. I always deposit my rebate checks and survey checks directly to my savings account.

Back To Basics 59

Back To Basics Saving Budgeting Budget 59

For the Mommas

MAY 22, 2012

The term “sinking fund” was originally a business term used to designate a savings account where a corporation holds funds for the repayment of a debt in order to improve their liquidity. In personal finance, a sinking fund is a savings account that is designated specifically for an irregular expense.

Craigslist 78

Craigslist West Virginia Bank Banking 78