The Frugal Girl

FEBRUARY 18, 2024

Besides dealing with my sudden unemployment when my oldest child was a toddler, I was hoping to figure out a way to extend my time at home with him. While we were still renting an apartment, I researched areas with lower property taxes, scouted out my ideal neighborhoods, and waited for a smaller, less expensive house to come on the market.

Kids and Family 186

Kids and Family Home and Garden Money Frugal 186

Savings Corner

DECEMBER 25, 2023

To calculate how much house you can afford, we take into account a few primary items, such as your household income, monthly debts (for example, car loan and student loan payments) and the amount of savings available for a down payment. How much mortgage payment can I afford? How much house can I afford with a VA loan? Debt and expenses.

Calculators 52

Calculators Debt Insurance Taxes 52

Savings Corner

APRIL 4, 2024

You could consolidate debt — some homeowners refinance a mortgage to put student loans or other debts into one payment. You might need to deal with borrower’s remorse if rates drop substantially after you close. You could decrease your loan’s term and pay it off sooner. Your credit score will temporarily take a hit.

Refinancing 52

Refinancing Work Debt Financial Goals 52

Family Balance Sheet

JUNE 8, 2018

– other necessities: insurance, medical expenses, tithe/giving, savings, loan payments (credit cards, student, personal), Non-necessities could be: – Clothing, smart phone plan, recreation, gifts, beauty/personal, entertainment, anything that you might spend money on, but it’s not necessary for your survival.

Budgeting 133

Budgeting Budget Financial Goals Goals 133