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Saving Money on Renovations

Prairie Eco-Thrifter

One of the biggest questions in our minds when we are considering a house that needs renovations is “how much?”, so I’ve taken it upon myself to cost out the renovations for a new kitchen, new flooring, bathroom upgrades and painting. I don’t know if you’ve checked recently, but renovations are EXPENSIVE! Comparison Shop.

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Sell Your Home or Stay?

Prairie Eco-Thrifter

Are the taxes too high for the services you get? Will the taxes be higher? You may have to carry the old house for months until it sells, paying the expenses (mortgage, utilities, taxes and etc) on both it and the new home. At some point, we will just need to go or stay and deal with the consequences!

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How to Make Good Financial Decisions

Prairie Eco-Thrifter

Consider the best and worst case scenarios and how you would deal with each one if you make this decision. Know about hidden costs or conditions – such as pending tax levies or unpaid encumbrances for which you will become responsible, the costs of any professionals you need to use, such as lawyers or title searchers.

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Are You Planning For Aging in Place?

Prairie Eco-Thrifter

The Washington Post has a few estimates in it, and also the hopeful statement: “Some home improvements made to accommodate a resident can be deducted from federal taxes as medical expenses; these may include widening doorways and halls, adding railings and grab bars, lowering or modifying kitchen cabinets, and more.”

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How to Start a Budget (and be successful at it!)

Family Balance Sheet

Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. A zero-based budget is planning for every single dollar of after-tax income. If your paychecks are inconsistent, you will need to cautiously estimate your after-tax income.

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How To Get A Personal Loan In 8 Steps

Savings Corner

Whether you need money to pay for an unexpected hospital bill, an emergency car repair or to finance some much-needed home renovations , knowing how to get a personal loan will help make the application process as smooth as possible. Run the numbers Before taking out a loan, decide exactly how much you need to borrow.

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