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How to Save Money From Salary Without Sacrificing Your Lifestyle

Penny Pinchin' Mom

How much of your salary should you save? Should you just pretend that you don’t have savings and increase your debt ? But think about how much you would be saving in terms of transport, drinks, food, entertainment, and the potential bail money should things get out of hand.

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Create an Emergency Fund | 31 Days to Organize Your Finances

Family Balance Sheet

We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. I read his books, The Total Money Makeover and Financial Peace many years ago, but only last year did my husband and I drink his kool-aid and start our own plan. Absolutely!

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Our 2018 Financial Goals

Family Balance Sheet

2 – Save $10k in a savings account, specifically earmarked for medical expenses. We blew through our health savings account, and now need to save another $10k so we’re not caught off guard if another emergency were to happen. Save for a camper upgrade. I’ll apply that money to the debt.

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Meet a Reader | Mary from Reflections Around the Campfire

The Frugal Girl

Now I wish those dollars had gone into our savings accounts. manicures pedicures expensive or trendy clothes and shoes brand-name foods gym memberships a large-screen TV, streaming services, movies the latest phones and tech gadgets fine wines alcohol cigarettes credit card debt The list goes on. Alan doesn’t share that regret.

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How I’m Inherently Frugal

Prairie Eco-Thrifter

While this philosophy may not be the best boost for my social life, it is a great boost for my savings account! Once you factor in a meal, drinks, tips, tickets or entry fees, cab or gas money, and “the right outfit” (after all, you have to look your best!), It becomes a special treat instead of an ordinary occurrence.

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