Family Balance Sheet

APRIL 9, 2021

Many years ago, my husband and I faced what we thought was an insurmountable hurdle– six figures of non-mortgage debts. Stressed out, we ventured into Dave Ramsey’s online Financial Peace University home course for help. Prior to FPU, we thought we were doing well financially and never considered that we had too much debt.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

OCTOBER 18, 2019

Our Debt Freedom Plan has been a long winding road. The journey started in 2012 when we bought an office building for our business and then found ourselves with a lot of debt and not enough cash flow. To ease my anxiety about our new loans, we took the Financial Peace University home course and it changed how we thought about debt.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Family Balance Sheet

JANUARY 20, 2023

That was the year that we made the goal of paying off the last of our non-mortgage debts and we achieved it by September of that year. I cried for days and we celebrated the occasion with a family cruise a few months later. Also that year, I wanted to create an In Case of Emergency (ICE) binder for my family.

Financial Goals 130

Financial Goals Goals Debt College 130

Savings Corner

APRIL 4, 2024

Key takeaways A home equity loan allows you to borrow a lump sum against your home’s equity, usually at a fixed interest rate that’s lower than other forms of consumer debt. Home equity loans drawbacks include putting your home at risk of foreclosure and their lengthy application process. to 10 percent.

Home 52

Home Debt Credit Cards Credit 52

Prairie Eco-Thrifter

OCTOBER 4, 2011

The strategies did keep us out of debt however, and instilled in us habits of self-reliance, attitudes of ‘we can do that’ and a measure of life-long thriftiness that we might not otherwise have had. By exercising at home instead of paying gym fees we saved $600 per year for 17 years ($10,200). 40,720 Home Repair.

Home and Garden 198

Home and Garden Cars Car Re-use 198

Savings Corner

DECEMBER 27, 2023

These loans come with credit-building tools, flexible repayment terms and special features for debt consolidation and home improvement projects. Direct payment to creditors with debt consolidation loans. Long repayment terms on home improvement loans. Direct payment to creditors with debt consolidation loans.

Credit 52

Credit January Debt Credit Cards 52

The Frugal Girl

NOVEMBER 6, 2023

I live in the Midwest with my family. This was a time I had been thinking about not teaching anymore and staying home, so I was looking for new ideas to be thrifty. I want my family to have what they need and be comfortable. It’s not a big splurge, but I take my kids at home out to McDonald’s for lunch once a week.

Kids and Family 189

Kids and Family Money Home and Garden Frugal 189