Remove Debt Remove Food Remove Goals Remove Grocery Spending
article thumbnail

3 Monthly Expenses to Reduce Without Feeling a Sacrifice

Family Balance Sheet

When my husband and I wrote our Debt Freedom Plan earlier this year, we made a commitment to scrutinize our monthly expenses to find money to put towards our plan. We want to achieve our financial goals, but still enjoy life. In 2013, our average monthly grocery spending was $635. We want to have our cake and eat it too.

article thumbnail

Take Control of Your Money in 2015

Family Balance Sheet

My husband and I make some financial goals at the start of every year. Most of them are related to our small business, my husband’s chiropractic office, but last January I got a bee in my bonnet about debt…thank you, Dave Ramsey. This is the year that we will be very intense about paying off our debt. How We Saved.

2015 100
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

10 Smart Ways to Become Debt Free

Family Balance Sheet

It’s no secret, I am fascinated, encouraged, and border-line obsessed with debt freedom. The idea of becoming debt free makes me downright giddy. So I love to hear the success stories of others who have found debt freedom. What did they specifically do to become debt free? 10 Smart Ways to Become Debt Free.

Debt Free 100
article thumbnail

31 Days to Slash Your Grocery Spending: Day 1

Family Balance Sheet

Do you feel like your grocery spending is out of control? Are you shocked by how much you’re paying at the check out and how little food is actually in your cart? I am hosting a 31 Days to Slash Your Grocery Spending challenge. I am hosting a 31 Days to Slash Your Grocery Spending challenge.

article thumbnail

25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

He then advises paying off your non-mortgage debt before fully funding an emergency fund with 3 – 6 months worth of expenses. Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more. 2 – Reduce your grocery spending without sacrificing quality.

article thumbnail

How to Start a Budget (and be successful at it!)

Family Balance Sheet

I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. We got back on track with planning our spending and we were able to breathe again. Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life.

Budgeting 133