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Meet Carrie. She Paid Off $14,000 in Debt in 14 Months.

Family Balance Sheet

Today’s Debt Free Story is from Carrie. How much debt did you pay off? What kind of debt was it? After my first marriage fell apart, I ended up with over $14,000 of consumer debt, made up of a car loan and credit cards. What inspired you to get debt free? Tell us about you and your family. Where are you from?

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Meet a Reader | Beth from VA

The Frugal Girl

I never really figured out what I want to be when I grow up so I’ve done a lot of different things. I was always in debt, which has been a tremendous source of shame for me. Apply it toward debt. These two questions go together for me) I love the furniture rehabbing posts, Thankful Thursday, and WIS-WWA.

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Put Your Budget on a Diet: Saving Money by Living Medium

Prairie Eco-Thrifter

Because so many people are living on incomes that cannot support their spending habits; living on borrowed money, moving money from account to account, buying, spending, hiding the bills, and eventually the ‘dog of debt’ will catch up to you and bite you right in your credit report. Buy Store Brands. Used Doesn’t Mean Abused.

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Meet a Reader | Jennifer from Arkansas

The Frugal Girl

We also grow a large garden & lots of flowers, fruit trees & a 100-year-old grapevine. Staying out of debt was/is very important to me & miraculously I have succeeded this far, praise God. We have sheep, an old goat, chickens, guineas, dogs & cats. What’s one thing you aren’t remotely tempted to splurge on?

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Mortgage Calculator: How Much Can I Borrow?

Savings Corner

It’s not just what’s built into your monthly payment — such as insurance, taxes and the rest — but the other having-a-home expenses, like structural upkeep, new furniture, or yard maintenance equipment. Typically, lenders will want your total debts to account for no more than 36% of your monthly income. Reduce debt; even a little.

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Sustainable Living Traits To Pass On To Your Children

Prairie Eco-Thrifter

We as parents are usually the first and primary source of their learned behavior, even as they grow into their teenage years. Stress the importance of saving and staying away from debt. Our children learn by example.

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An Easy Way to Save for Irregular Expenses

For the Mommas

The term “sinking fund” was originally a business term used to designate a savings account where a corporation holds funds for the repayment of a debt in order to improve their liquidity. Being able to actually see your savings grow in your sinking funds can be great motivation to look for additional ways to save money.