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2019 Debt Freedom Plan Update

Family Balance Sheet

Our Debt Freedom Plan has been a long winding road. The journey started in 2012 when we bought an office building for our business and then found ourselves with a lot of debt and not enough cash flow. To ease my anxiety about our new loans, we took the Financial Peace University home course and it changed how we thought about debt.

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3 Smart Steps to a Debt Free Christmas

Family Balance Sheet

That merry time of year that is filled with faith, family, food, and a little bit shopping. The average American will spend about $700 on holiday purchases* and unfortunately many people will get a little surprise in the mail in January when the credit card bills start rolling in. 3 Smart Steps to a Debt Free Christmas.

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3 Smart Steps to Pay Cash for Christmas

Family Balance Sheet

That merry time of year that is filled with faith, family, food, and a little bit of shopping. Americans will spend about $900 on holiday purchases** and unfortunately, many people will get a little surprise in the mail in January when the credit card bills start rolling in. Take these steps and have a Debt Free Christmas.

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5 Tips to Create a Holiday Budget

Saving Cents With Sense

Regardless of your income or gift giving needs, it is important to create a holiday budget from year to year. Creating a holiday budget can help you control your spending and make sure you get all of the items you need while staying out of debt or overspending. 5 Tips to Create a Holiday Budget.

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Take Control of YOUR Money in 2016

Family Balance Sheet

And ready to rock the new year. For me the new year’s reality sets in the first Monday after the holiday. This year, we took a long break over the holidays to travel to see friends and family, so today has been a shock to my system. We have new financial goals for this year.

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Friday Links – Colder Than Mars Edition

Prairie Eco-Thrifter

Christmas and New Years with friends and family went well though. It was nice to get together and see everyone, especially my brother whom I only see once a year. How did your holidays go? Check them out: Good Reads From The Blogosphere: Is 2014 the year you plan to tie the knot? I am hoping it warms up a bit.

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How to Recognize the Hidden Costs of Christmas & Trim the Fat

Saving Cents With Sense

The holiday season has a number of hidden costs, which really aren’t hidden as much as they are… ignored. Let’s look at where you could save a little money this holiday season: Christmas Lights. Wired.com figures Americans spend $233 million to power Christmas lights every year.