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Find out How Brian & His Wife Paid off $109,000 in Credit Card Debt

Family Balance Sheet

Today’s Debt Free Story is from Brian. He writes at Debt Discipline about about how his family of 5 deals with money, budgets and debt. I work full time in IT and my wife works part time in retail. I started my blog Debt Discipline to help keep us accountable while paying off our debt.

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How We Paid off Six Figures of Debt

Family Balance Sheet

It was so big that I cried for two days straight– we paid off six figures in non-mortgage debts. How we got to six figures of non-mortgage debt: In the summer of 2012, we found an opportunity to purchase an office building for our small business. After the first year, the new business debt weighed on me.

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10 Smart Ways to Become Debt Free

Family Balance Sheet

It’s no secret, I am fascinated, encouraged, and border-line obsessed with debt freedom. The idea of becoming debt free makes me downright giddy. So I love to hear the success stories of others who have found debt freedom. What did they specifically do to become debt free? 10 Smart Ways to Become Debt Free.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

He then advises paying off your non-mortgage debt before fully funding an emergency fund with 3 – 6 months worth of expenses. Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more. 5 – Brown bag your lunch. 6 – Eat dinner at home.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

He then advises paying off your non-mortgage debt before fully funding an emergency fund with 3 – 6 months worth of expenses. Being self-employed, we have a higher starter fund on hand and when we pay off our non-mortgage debt, we will save to at least 6 months expenses and maybe even more. 5 – Brown bag your lunch.

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Meet a Reader | Jennifer from Arkansas

The Frugal Girl

Staying out of debt was/is very important to me & miraculously I have succeeded this far, praise God. Now-I’m a single parent who works part-time, cares for my elder mother, homeschools & runs a farm. What’s the easiest/hardest part of being frugal? This means funds are tight.

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Meet a Reader | Mbmom11, in the Midwest

The Frugal Girl

I’ve been teaching part time for over 25 years. I like to bake and read, and I spend time chauffeuring kids to activities and games. I volunteer at my kids’ school at lunch time and other events. It’s not a big splurge, but I take my kids at home out to McDonald’s for lunch once a week. (I’ve