Family Balance Sheet

JUNE 11, 2014

Back in March I wrote about my family’s Debt Freedom Plan. We also have some renovations and equipment that cannot wait and we need to cash flow. It felt like it was taking forever to get to that point and to be honest my husband was feeling burned out. What financial goals are you working towards?

Debt 100

Debt Emergency Fund Financial Goals Motivation 100

Family Balance Sheet

MARCH 19, 2014

Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. We didn’t have credit card debt, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%, so we thought we were doing okay. But Dave Ramsey’s view of debt is very different.

Debt 100

Debt Money Emergency Fund Goals 100

Prairie Eco-Thrifter

DECEMBER 19, 2013

I have been traveling a lot for work lately and have not been home much in weeks. It is really nice to not have to go to work today and have a day where I can concentrate on the home life. Staring a home renovation? I hope you are all managing to keep sane during this crazy time of year. What are you up to this weekend?

Fridays 167

Fridays Finance Personal Finance Renovation 167

Family Balance Sheet

SEPTEMBER 21, 2015

We carried no credit card debt and we contributed to our retirement. But in August 2013, our business softened, renovations to our new building were more costly than planned, and we were now the owners of two mortgages, our home and our business. We had a lot of debt, not enough cash flow, and very little set aside for emergencies.

Finance 100

Finance Debt August 2013 100

Savings Corner

APRIL 4, 2024

This can help you keep your monthly payments down and avoid unnecessary debt and interest. If you qualify for the best rates, a HELOC can be a less expensive way to consolidate debt or finance a home renovation. Another point of flexibility: repayment. How does HELOC repayment work?

Credit 40

Credit Home Debt College Tuition 40

Savings Corner

APRIL 4, 2024

Images by Getty Images; Illustration by Hunter Newton/Bankrate Although interest rates aren’t as favorable as they were in recent years, refinancing might make sense for homeowners who want to pull out cash to renovate their homes. Based on those benchmarks, here is our guide to the best mortgage refinance lenders in 2024.

Refinancing 40

Refinancing Bank Banking Credit 40

Prairie Eco-Thrifter

FEBRUARY 4, 2011

Punch Debt in the Face tells us why no spend challenges are for wussies. He has a point. Renovations can get expensive too. Renovations like these are always worth the time and effort if you ask me. Reducing Debt. Live Real, Now shares 5 strategies we can use to prevent debt burnout. What do you think?

January 113

January February Debt Personal Finance 113