article thumbnail

Taking a Loan: Is Now a Good Time?

Prairie Eco-Thrifter

If you’re seeking a debt consolidation loan for existing debts, try to find a provider that can give you a longer repayment period, which will reduce the amount of your monthly repayments. Consider whether you can save money by reducing your monthly spending in other ways before conducting research into the best loan deals available.

Debt 183
article thumbnail

What Is Financial Planning? | Bankrate

Savings Corner

Debt reduction – How much do you need to pay down and how can you do it? Debt reduction If you’ve piled on too much debt, a financial plan can help you devise a way to get out from under it. Whichever way you go, this kind of plan helps you get out of the habits that are piling you under debt.

Goals 52
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Family Office Manager

Family Balance Sheet

We have been in our home for over 20 years and I’ve refinanced for better rates at least five times, mostly for free. Implement our Debt Freedom Plan. Once we came to an agreement that paying off our non-mortgage debt was a priority, I put the plan into action. Organize paperwork for tax preparation.

Office 130
article thumbnail

Best Way to Consolidate Debt Without Hurting Credit – Smart Money Moves For Moms

Penny Pinchin' Mom

The post Best Way to Consolidate Debt Without Hurting Credit – Smart Money Moves For Moms appeared first on Penny Pinchin' Mom. Without proper management, debt can quite literally bury you alive. The best way to consolidate debt without hurting credit is also the best way to get out of debt.

Debt 52
article thumbnail

5 Sources for Quick Funding

Prairie Eco-Thrifter

Here are some situations that could warrant the need for quick funding: Debts Must Be Settled: For those that care about their credit score, paying off a debt means making sure that each monthly payment is made on time, and in full. There are times when someone might need funding as fast as possible.

article thumbnail

Saving Tips & Free Crediting Monitoring

For the Mommas

Saving more (52%), spending less (19%) and paying off debt (19%). One of the easiest and most overlooked ways to spend less is by re-evaluating your debt and improving your credit score. By refinancing, consumers could quickly save hundreds of dollars every year without having to make significant cuts to their budget.

article thumbnail

How To Get A Personal Loan In 8 Steps

Savings Corner

The steps may vary depending on whether you’re looking for debt consolidation loans , home improvement loans, medical loans or wedding loans. Personal loan qualification requirements Your credit score , income and debt are usually evaluated by personal loan lenders to see if you qualify.

Debt 52