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Find out how Richard paid off $40,000 of debt

Family Balance Sheet

So whether that’s hiking across the beautiful Sussex Downs, growing my own vegetables or taking my binoculars out for a spot of bird watching I rarely spend much time indoors. What inspired you to get debt free? Over the last few years I’d watched uneasily as my monthly payments ballooned.

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How to Start a Budget (and be successful at it!)

Family Balance Sheet

I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. For example, if your paychecks net to $3000 a month, then you plan the spending for $3000, and not a single dollar over or under. During that time, I started to budget for everything.

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