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How We Paid off Six Figures of Debt

Family Balance Sheet

We have thought about moving to a larger home with more space, but a smaller home means lower utility bills, homeowners’ insurance premiums, maintenance, and property taxes. But once we started our Debt Freedom Plan, we cut restaurants back to once a week. We stopped paying for our gym membership. .

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How to Start a Budget (and be successful at it!)

Family Balance Sheet

I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. If you’re spending too much at restaurants, read: 15 Smart Tips to Save Money When Eating Out . During that time, I started to budget for everything. This is a 12 month spreadsheet.

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