Family Balance Sheet
APRIL 11, 2020
Pre-coronavirus, we didn’t think twice about shaking a stranger’s hand, using the ATM keypad, or going to the grocery store without donning a hazmat suit. I have written often about the importance of an emergency fund. My second prayer is that my family gets through this crisis financially. Cash is King.
Prairie Eco-Thrifter
DECEMBER 6, 2012
Cut coupons, go grocery shopping when your items are on sale, and you will save money. Rather, you are looking to cut the cost of your grocery bill. Medical emergencies, car emergencies, or family situations may arise where you need to dip into your emergency fund. Share your ideas below!
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Prairie Eco-Thrifter
JUNE 4, 2013
Notice the Way Money Moves through Your Personal Economy. The reason for having these measures is to prevent me from having to constantly fiddle with some of my automatic transfers to my emergency fund, retirement account, and quarterly estimated tax fund.
Prairie Eco-Thrifter
MAY 26, 2016
Financial moves in a low interest rate economy. Having that emergency fund to keep on paying for the utilities when you lose your job, or for buying the new furnace when the old one gives out may save you from using high interest debt, such as credit cards or title or payday loans to finance your day to day needs.
Prairie Eco-Thrifter
MARCH 4, 2013
Your job is secure, your emergency fund is in place and you are diligently saving for retirement. The economy tanks again and you are laid off. Now you are looking for every single source of funds you have just to keep groceries on the table. However, the stock has continued to drop and is now at $10.
Family Balance Sheet
MAY 27, 2015
Teachers income in Texas actually starts pretty good ($44,000 when I started), but it doesn’t increase much and there aren’t any bonuses (some years it doesn’t even increase WITH inflation…one year we didn’t even get a raise due to the economy). Grocery shopping wisely – We shop at affordable stores, shop the ads/sales, and menu plan.
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