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So You’ve Maxed Out Your Emergency Fund – Now What?

Prairie Eco-Thrifter

Personal financiers will frequently advise that you have an emergency fund of 3-6 months of expenses in your bank account at all times. Saving up this chunk of change can take a long period of time, especially if you have a high expense to income ratio, which many people do (especially if you’re paying down debt). .

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10 Must-Know Personal Finance Tips for Moms’ Financial Success

Penny Pinchin' Mom

Educate Yourself “Truthfully, probably 95% of Americans are financially illiterate.” − Suze Orman – Women & Money (and Everyone Smart Enough to Listen) Financial literacy is probably the most important bit of education that can help get you from where you are to where you want to be financially.

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Over 40 and Worried about Money? Start here!

Family Balance Sheet

The cost of college education is crushing and many parents feel compelled to assist or pay for the entire tuition. This leaves not much left to save for retirement. ” Recently Go Banking Rates conducted two studies on savings rates with startling results. of Gen X report they have saves less than $10,000 for retirement.**.

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Savings Calculator – NerdWallet

Savings Corner

Use this free savings calculator to understand how your money can grow over time. By Margarette Burnette   Margarette Burnette Senior Writer | Savings accounts, money market accounts, banking Margarette Burnette is a NerdWallet authority on savings, who has been writing about bank accounts since before the Great Recession.

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How to Save Money Fast – My Top 20 Tips

Penny Pinchin' Mom

The post How to Save Money Fast – My Top 20 Tips appeared first on Penny Pinchin' Mom. “The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates a sense of order, trains forethought, and so broadens the mind.” ” – T.T. Munger As T.T. Believe me!

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4 Tips To Starting Your Financial Plan

Saving Cents With Sense

Most people want to get out of debt, while others want to save for their children’s college educations or a new home. Income should include all funds from paychecks, government assistance, annuity payments and so forth. Build a Budget & Emergency Fund. Based on this information, make a budget.

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Why Save Money in a Low Interest Rate Environment?

Prairie Eco-Thrifter

Because we only have a week to show results, and because savings account interest rates have been near zero each year since camps started, I have routinely given the jar 50% interest. Trepidation about having the grand-kids open a savings account. Both are now old enough to open a bank savings account.

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