Family Balance Sheet

JULY 10, 2023

My goal has always been to live well on less while achieving our big financial goals. We are in what I call our “shovel season of life” Our oldest daughter leaves for college in the fall of 2024 and we have a big savings goal to hit before then. Frugal living is not about deprivation. And how is this frugal?

Frugal 100

Frugal June Flights CD 100

Family Balance Sheet

AUGUST 11, 2016

We still refer to it often to remind ourselves of our goals and objectives. Use my Family Balance Sheet excel spreadsheet to help you organize your finances. Start Saving for your Emergency Fund TODAY! That emergency fund saved our business, our sanity, and our marriage. The plan hangs on our refrigerator.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Prairie Eco-Thrifter

NOVEMBER 4, 2013

It’s easy to think that you have plenty of time; to have the mindset that you’ve worked hard and so you deserve to relax and have some fun; that you’ll get organized about the future next pay check; and so the list goes on. Another important aspect of your budget should be an emergency fund.

Graduation 210

Graduation Making Emergency Fund Budgeting 210

Prairie Eco-Thrifter

NOVEMBER 8, 2012

My retirement account contribution, emergency fund contribution, car payments, utility bills, and mortgage are all set up so that they are paid automatically each month. Even some of my groceries are automatically billed, since I have milk delivery from a local dairy, and organic produced delivered to my door weekly.

Emergency Fund 202

Emergency Fund Budgeting Budget Psychology 202

Family Balance Sheet

APRIL 30, 2014

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. Action Step 3: Maintain organization in your kitchen, it will make meal planning easier. For my system, read 5 Steps to an Organized Pantry. For my system, read 11 Simple Meal Planning Tips.

Budgeting 100

Budgeting Budget Groceries Grocery 100

Family Balance Sheet

JUNE 8, 2018

A budget could help you avoid late and insufficient funds fees, find money for an upcoming trip or expense, and ease a disagreement over finances in a marriage. Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. Another way to think of a budget is a spending plan.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

JANUARY 1, 2015

My husband and I make some financial goals at the start of every year. When I run the numbers, I realize it’s going to take years before we can scream, ”WE’RE DEBT FREE”, our ultimate goal. This should start next week and my goal is to post on Fridays. Lots of possibilities and many opportunities.

2015 100

2015 Money Debt Home and Garden 100

Prairie Eco-Thrifter

JANUARY 21, 2011

Get Rich Slowly shares with us how we can all put money in an emergency fund no matter what our financial situtation is. Kevin at Sweating the Big Stuff tells us why we shouldn’t save for an emergency fund. We have a small fund for emergencies but most of our money is invested so we can make some money on it.

January 124

January Emergency Fund Personal Finance Finance 124