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Making the First Post-Graduation Pay Check Count

Prairie Eco-Thrifter

Include all forms of income and divide expenditure into categories like rent/mortgage, entertainment, household expenses, insurances, transport etc. Another important aspect of your budget should be an emergency fund. Of course, as your circumstances change, you may need to increase the amount you have in your fund.

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How Krystal and Josh paid off $80k in 4 years!

Family Balance Sheet

A life goal of ours is. emergency fund, so we started throwing what little extra we had straight. If married, who initiated the debt free goal? transportation expenses. What are your financial goals now? First, we will save our six-month emergency fund. My grandparents were missionaries.

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How to Start a Budget (and be successful at it!)

Family Balance Sheet

A budget could help you avoid late and insufficient funds fees, find money for an upcoming trip or expense, and ease a disagreement over finances in a marriage. Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. Another way to think of a budget is a spending plan.

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