Emergency Fund Hawaii Motivation Pay Off Debt 
Family Balance Sheet
APRIL 9, 2021
We also didn’t feel comfortable with Dave’s suggestion of a $1000 starter emergency fund, which is his step #1. The point of the starter emergency fund is to get you through until you pay off your non-mortgage debts, at which point, you build a more extensive fund.
Family Balance Sheet
FEBRUARY 2, 2017
Maureen, from The Debt Free Mess Free Life , suggests that you understand what motivates you to act unwisely and spend frivolously (if that is your situation). If you figure that out you can then work to find healthier ways to fill the void and you can free yourself permanently from the bonds of debt. S = Be SPECIFIC.
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