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Friday Links – Too Swamped Edition

Prairie Eco-Thrifter

I also serve on a Board that is ramping up full swing after the holidays which is leaving me with little time to catch my breath. Working to build your emergency fund? Read up on emergency fund basics at Money Smart Guides. Are you a current student or someone who’s currently paying off student loan debt?

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2019 Debt Freedom Plan Update

Family Balance Sheet

I turned 50 …I know, I know, I don’t look a day over 30, because 50 is the new 30… …anyway, on the last Friday of September, we sent in the very last payment to my husband’s student loan and our goal of paying off our non-mortgage debt by the end of this year is complete!

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10 Must-Know Personal Finance Tips for Moms’ Financial Success

Penny Pinchin' Mom

A savings account (both long-term and emergency funds) A retirement account An investment account A current account (for day-to-day expenditure, holiday spending, and such) A loan payment account for things like student loans and credit cards These will help you track where your money is going.

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Carnival of Personal Finance #316- Family Edition

Prairie Eco-Thrifter

Many of us have just celebrated Canada Day or Independance Day; a holiday where we celebrate our freedoms. Ryan from The Financial Student talks about Getting Rid of Student Loans. Some people find themselves buried under student loan debt with little chance of ever paying it off. Music to my ears!!

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Our 2018 Financial Goals

Family Balance Sheet

My husband and I discussed some ideas over our holiday break and we decided on 2 solid must-achieve financial goals for the year. Move up the Student Loan Payoff Date. Save a starter Home Emergency Fund. Dave Ramsey suggests to have a starter emergency fund of $1000 while focusing on paying off non-mortgage debt.

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Is Travelling Overrated?

Prairie Eco-Thrifter

I want to use up all my holidays from work, as well as going on some random weekend road trips. If I had a nickel for every person who went on an exotic holiday and financed it, I’d have enough to fund the sequel to Dude Where’s My Car. Okay, congratulations on that, but have you fully funded your emergency fund?

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How to Start a Budget (and be successful at it!)

Family Balance Sheet

Write down any events/holidays/activities that will require funds for the month that you are planning, along with a projection of what you’ll need. If they are, you can consider putting the extra funds into an emergency fund, pay off a credit card, or save for another financial goal.

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