Family Balance Sheet

APRIL 11, 2020

Pre-coronavirus, I considered having 3 months of expenses saved in cash to be sufficient. Every night my first prayer is that this virus starts to mitigate, the curve flattens to a manageable level for our health care system, and lives are saved. I have written often about the importance of an emergency fund.

Budget 246

Budget Budgeting Family Debt 246

Prairie Eco-Thrifter

OCTOBER 20, 2014

We all put up with things that irritate us, sometimes due to general inertia, other times to save the cost of fixing. How much do you tolerate to save money? I love that ice maker and making ice every day is a royal pain. It does however, reportedly save on the electric bill. When to tolerate and when to fix.

Saving Money 162

Saving Money Money Saving Emergency Fund 162

Prairie Eco-Thrifter

NOVEMBER 30, 2014

Well, kids, your parents lied to you – money does grow on trees. Ballenger was another teacher who lived frugally but well (often traveling around the world). Learn from books but learn from doing and observing as well. Put the savings you made at the grocery with coupons into the savings account.

Virginia 160

Virginia Money Real Estate Growing 160

Prairie Eco-Thrifter

FEBRUARY 4, 2014

We knew we wanted to save for retirement, and that we wanted to keep giving to charity. So we put those in the list of priorities as well. This means that after we take care of retirement and emergency fund contributions, and after everything else is taken care of, we have enough to do what we like.

San Francisco 248

San Francisco Emergency Fund Money Utah 248

Family Balance Sheet

JANUARY 26, 2016

We have more important things to do with our money besides sending a large portion of it to the creditors every month. We have a retirement to plan , our daughters’ college to save for, and many places to visit. We will continue to save for travel and it is already part of our budget. I think I’ll survive.

Financial Goals 100

Financial Goals Goals 2016 Debt 100

Family Balance Sheet

JANUARY 1, 2015

I’ll continue to offer additional money saving tips, ideas, strategies and recipes like I always have, but I have some new themes that I will be starting next week. I started the Debt Free Stories interview series back in September and it has been really well received. How We Saved. My Themes for 2015: 1. How We Live.

2015 100

2015 Money Debt Home and Garden 100

Family Balance Sheet

JANUARY 17, 2018

2 – Save $10k in a savings account, specifically earmarked for medical expenses. We blew through our health savings account, and now need to save another $10k so we’re not caught off guard if another emergency were to happen. Save for a camper upgrade. If not, we’ll start saving in 2019.

Financial Goals 113

Financial Goals Goals 2018 Debt 113