Family Balance Sheet

APRIL 11, 2020

I have written often about the importance of an emergency fund. We didn’t have enough cash saved to buy a car without a loan and that wasn’t sitting well with me. Also, about the time everything shut down, my coffee machine decided to as well. Being self-employed, we need the security that it offers.

Budgeting 246

Budgeting Budget Family Debt 246

Prairie Eco-Thrifter

FEBRUARY 4, 2014

So we put those in the list of priorities as well. This means that after we take care of retirement and emergency fund contributions, and after everything else is taken care of, we have enough to do what we like. Living there would be a different animal altogether and it would take a much higher income to make do.

San Francisco 248

San Francisco Emergency Fund Money Utah 248

Prairie Eco-Thrifter

NOVEMBER 30, 2014

Well, kids, your parents lied to you – money does grow on trees. Ballenger was another teacher who lived frugally but well (often traveling around the world). Learn from books but learn from doing and observing as well. We don’t panic because we know we can make do with out the investment money.

Virginia 160

Virginia Money Real Estate Growing 160

Family Balance Sheet

JANUARY 26, 2016

I have made a pact with myself that if I don’t already own something that I need, I will either: make do with what I have, find said item at a thrift store, borrow, or forget about it. As long as they enjoy these activities and do well in school, they can continue on with them and we will continue to keep them in the budget.

Financial Goals 100

Financial Goals Goals 2016 Debt 100

Prairie Eco-Thrifter

OCTOBER 20, 2014

Many other items, which if left untended cause safety issues should be handled soonest as well. Good thing we have that emergency fund because this won’t be cheap to fix. I bought some wet patch and we applied it to all of the vents – an easy fix that we should have taken care of a year ago. Money Tips'

Saving Money 162

Saving Money Money Saving Emergency Fund 162

Family Balance Sheet

JANUARY 1, 2015

I started the Debt Free Stories interview series back in September and it has been really well received. We will be challenging ourselves to resist buying retail and instead choose thrift by borrowing, buying second hand, or making do with what we already have. 5 Ways to Make this Your Best Monarch Season…Ever!

2015 100

2015 Money Debt Home and Garden 100

Family Balance Sheet

JANUARY 17, 2018

I want to challenge myself to rethink our purchases by taking advantage of more cost effective solutions, like borrowing, buying second hand, or just making do with what we already have. What We Won’t Give Up: My motto has always been “living well on less” and now it will be “living well on (even) less”. 2017 Update.

Financial Goals 113

Financial Goals Goals 2018 Debt 113