Family Balance Sheet

APRIL 11, 2020

Pre-coronavirus, I considered having 3 months of expenses saved in cash to be sufficient. Every night my first prayer is that this virus starts to mitigate, the curve flattens to a manageable level for our health care system, and lives are saved. I have written often about the importance of an emergency fund.

Budget 246

Budget Budgeting Family Debt 246

Prairie Eco-Thrifter

OCTOBER 20, 2014

We all put up with things that irritate us, sometimes due to general inertia, other times to save the cost of fixing. How much do you tolerate to save money? Shouldn’t you have a right to expect everything to always be in working order – or is that too much to ask? Why tolerate broken? Money Tips'

Saving Money 162

Saving Money Money Saving Emergency Fund 162

Prairie Eco-Thrifter

FEBRUARY 4, 2014

It’s not about a higher income; it’s about what you do with your money. We knew we wanted to save for retirement, and that we wanted to keep giving to charity. As a result of our spending changes, we were able to get our spending back in line, and we live comfortably — and get to do most of what we want.

San Francisco 248

San Francisco Emergency Fund Money Utah 248

Prairie Eco-Thrifter

NOVEMBER 30, 2014

Put the savings you made at the grocery with coupons into the savings account. My spouse was exceptionally persistent in putting every $20 birthday check into our savings account, year after year after year. We don’t panic because we know we can make do with out the investment money. Keep saving.

Virginia 160

Virginia Money Real Estate Growing 160

Family Balance Sheet

JANUARY 26, 2016

That was the month I didn’t know if we had enough funds to cover our expenses. Thankfully, we have worked through those trials and the experience actually made a positive impact on our finances. We have more important things to do with our money besides sending a large portion of it to the creditors every month.

Financial Goals 100

Financial Goals Goals 2016 Debt 100

Family Balance Sheet

JANUARY 1, 2015

Although it will take hard work and sacrifice on our part. I’ll continue to offer additional money saving tips, ideas, strategies and recipes like I always have, but I have some new themes that I will be starting next week. How We Saved. I will be sharing how we saved in our every day lives. How We Live.

2015 100

2015 Money Debt Home and Garden 100

Family Balance Sheet

JANUARY 17, 2018

2 – Save $10k in a savings account, specifically earmarked for medical expenses. We blew through our health savings account, and now need to save another $10k so we’re not caught off guard if another emergency were to happen. Save for a camper upgrade. If not, we’ll start saving in 2019.

Financial Goals 113

Financial Goals Goals 2018 Debt 113