Remove Emergency Fund Remove Property Taxes Remove Rent Remove Storing
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How our Debt Freedom Plan Prepared Us for the Pandemic

Family Balance Sheet

Our emergency fund. I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. We reduced our spending where we could, but the money to pay any shortfall each month came from our emergency fund. Yep, life was good.

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How to Start a Budget (and be successful at it!)

Family Balance Sheet

This could be your rent/mortgage, utilities, loan payments, anything that has a due date. Write down any events/holidays/activities that will require funds for the month that you are planning, along with a projection of what you’ll need. Keep your previous budgets and calendars, and think about storing them in a binder.

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